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$295,000 SIGNIN

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1830 Bravos Manor Ln, Fresno, TX 77545

4 beds · 2 baths · 2,246 sqft

Welcome to 1830 Bravos Manor in Fresno, TX—a beautiful two-story, 4-bedroom, 2.5-bathroom home. It features a bright, open living area that leads to a modern kitchen with stainless steel appliances and a large island. The luxurious master suite includes a full en-suite bathroom with a soaking tub and walk-in shower. Three additional bedrooms are spacious and comfortable. Outside, enjoy a private backyard perfect for entertaining or relaxing. The Bravos Manor community offers parks, trails, and easy access to shopping and dining. Located in a friendly, thriving neighborhood with excellent schools, this home is ideal for families seeking a vibrant lifestyle. Book your tour today to experience all that 1830 Bravos Manor offers!

Estimated
Seller's interest rate
2.97%
7%
Estimated
Monthly payment

$1,284
$1,683
You may also save up to $125,298 in total interest paid.

Learn about how it works

Why Roam


Gap financing to lower your down payment

Unlock down payments as low as 5% – only with Roam

5x the likelihood your offer is accepted

If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close

Close faster and stress-free

We close 2x faster because of our deep experience and lender relationships

Rates and payments are estimates based on public records.

Financials
Seller’s estimated current equity is SIGNIN
To assume this mortgage you must cover the seller’s equity by using your cash or by combining your cash with gap financing.
Estimated $1,683 monthly payment

Financed
SIGNIN
Location
Use two fingers to move the map
Loan details
Loan type
FHA
Rate
2.97%
Remaining term
26 yrs and 2 mos
Remaining balance

Source: Public records

Monthly payment

All values shown are estimated costs / mo.

Total
$1,284
Principal & interest
$772
Mortgage insurance
$130
Property taxes
$74
Home insurance
$253
HOA fees
$54
Utilities
Not included

Source: Public records

Home details
Size
2,246 sqft
Lot size
0.1435 acres
Year built
2015
Type
Single Family Residence
HOA dues
$54.17

Source: HAR #26822223

Qualify

To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

FHA (Federal Housing Administration) loans

FHA loans require the buyer to assume the mortgage as a primary residence.

VA (Veteran's Affairs) loans

You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.

Investors

You may be able to assume a VA mortgage as an investor without it being your primary residence.

Resources
Frequently asked questions

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

View all FAQs
Last updated: Apr 17, 2025 12:13 am
Listing agent: Will Harvey (281) 865-2921
Listing provided courtesy of: Texas United Realty (832) 237-9200
Details provided by HAR and may not match the public record.
MLS ID: #26822223
Copyright 2025, Houston REALTORS® Information Service, Inc. The information provided is exclusively for consumers’ personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.
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