1830 59th St S, Gulfport, FL 33707
3 beds · 2 baths · 1,432 sqft
Under contract-accepting backup offers. Your finest opportunity to own a home in popular Gulfport within minutes to the Gulfport Arts District and Gulfport Beach with its picturesque fishing pier. Nestled on an oversized corner lot this 3 bedroom, 2 bath home boasts a split plan that has been remodeled to perfection. Mature landscaping leads you to the quaint front entrance with a new front glass door providing an abundance of light. The great room is expansive and offers a dining room with ceiling fan, newer vinyl flooring, fresh paint and a picture window with an excellent view of the spacious backyard. Lovely updated kitchen is complete with designer white cabinetry plus additional trendy Ikea cabinetry, granite counters, new stacked tile backsplash, new custom stainless refrigerator with freezer on bottom, cook top range & oven with microwave above, stainless dishwasher, fresh paint & vinyl flooring. Additional room off the great room can be a small office/ bedroom or studio which is tiled and leads to the backyard area. Master suite is cheerful with tons of windows, abundant size, vinyl flooring, large closet, ceiling fan & neutral paint. Master bath displays a newly remodeled shower stall with designer tile and new upgraded fixtures plus tiled flooring. Secondary bedrooms are spaciously sized and one bedroom is thoughtfully designed with a beadboard wall and designer tranquil wallpaper. Extraordinary backyard is large enough to accommodate a large pool and is impressive with a pavered gazebo & built in custom swing, extra storage sheds & completely fenced for privacy with double gates for easy access. Notables include no HOA, fresh interior paint, ceiling fans, no carpet only vinyl flooring throughout, split bedroom plan, not located in a flood zone, regularly serviced AC, corner lot with plenty of extra parking & move in condition plus open floor plan. Gulfport is a quaint area and includes a picturesque casino which is popular for art shows & dances plus other events, beach volleyball courts and is close to downtown St. Pete & Tropicana Field. Excellent location with superb shopping plus many convenient amenities, a short distance to St. Pete & Tampa international airports. Won't last long!!! It is a Must See!!!
Source: STELLAR #t3550294
Source: STELLAR #t3550294
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #t3550294
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.