1828 S James Gregarie Rd, Mount Pleasant, SC 29466
4 beds · 3 baths · 3,201 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Welcome to 1828 S James Gregarie, a beautifully maintained 4-bedroom, 2.5-bath home offering over 3,200 square feet of living space in the sought-after Tennyson section of Park West. With curb appeal that draws you in and a layout that invites you to stay, this home is the epitome of comfort, function, and Lowcountry charm.Inside, you'll find a bright, open floor plan highlighted by hardwood floors, high ceilings, and timeless finishes. The chef's kitchen features a gas cooktop with pot filler above, tile backsplash, double ovens, a generous island, wine fridge, and ceiling-height cabinetry--ideal for both everyday meals and entertaining!The main level also includes a living room, a flexible formal dining/study area, a designated office perfect for remote work or homework stations, and a HUGE Great Room featuring a lovely gas fireplace. Upstairs, four spacious bedrooms provide room for everyone, and the large primary suite boasts a completely renovated spa-like bathroom featuring a luxurious walk-in shower and a separate garden tub. Step outside to the screened-in porch and enjoy views of the peaceful backyard garden. Whether you're sipping coffee or winding down in the evening, this space is your private retreat. Living in Tennyson also means access to some of Mount Pleasant's top-rated schools and a long list of community amenities. Of these are over 8 miles of walking trails, a tidal dock, clubhouse, pool, tennis and pickleball courts. Not only are you able to enjoy all of the amenities Park West has to offer, you also receive exclusive access to Tennyson Park, where gas lanterns, waterfront walking paths, and majestic live oaks set the tone. Located just minutes from shopping, dining, and the Mount Pleasant Rec Center, this home delivers on lifestyle, location, and livability. Come see what makes Mount Pleasant one of Charleston's most coveted areas to live and schedule your showing of 1828 S James Gregarie Road today!
Source: CTAR #25010897
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: CTAR #25010897
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.