1828 NW 176th St, Edmond, OK 73012
3 beds · 3 baths · 2,338 sqft
Get a free consultation call with an expert in the mortgage assumption process.
New Lower Price! One of the Largest Homes in the Neighborhood! Welcome to this spacious and energy-efficient 4-bedroom, 2.5-bath home, now offered at a new lower price! With 2,338 sq ft of functional living space on a generous 7,579 sq ft lot, this is one of the largest homes in the neighborhood—perfect for families or anyone needing extra room to spread out. Thoughtfully updated and full of charm, the home features fully owned solar panels (originally a $30,000 investment), delivering long-term savings and eco-friendly living. A brand-new roof is currently being installed for lasting peace of mind, and an exterior walk-in storm shelter provides added safety during Oklahoma’s storm season. You'll also enjoy the convenience of an upgraded tankless water heater for efficient, on-demand hot water. Inside, the bright, open layout includes a spacious living area, a well-equipped kitchen, and generously sized bedrooms. The upstairs den offers versatile space—ideal for a home office, movie room, or playroom. Relax on the back patio or entertain in the fenced backyard. Located in a quiet, established Edmond neighborhood with easy access to top-rated schools, shopping, and major highways. The HOA fee is optional and only applies if you choose to participate. Don’t miss this opportunity to own one of the neighborhood’s best values—where space, upgrades, and savings come together.
Source: MLSOK #1165535
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: MLSOK #1165535
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.