1827 PALMETTO SCRUB CIR, Port Orange, FL 32128
Welcome to this stunning 2018-built single-family home located at 1827 Palmetto Scrub Cir in the desirable city of Port Orange, FL. This beautifully constructed home offers a modern and stylish design with a spacious layout perfect for families or individuals looking for a comfortable and contemporary living space. Centrally located in Hawks Preserve and is within close proximity to Coraci sports complex and park. Near shopping and beaches. This home is a MUST SEE. There are many upgrades and additions such as: Newly built outdoor Lanai with covered roof and screened in size 22 x 22 ft (with existing Lanai totals 520 sq. ft) of outdoor living space that also has an epoxy finished floor coolaroo shades and a New Hot Tub (used once). As soon as you walk up you will notice the beautiful landscaping with new curbing rock. Yard is completely fenced in with double gate on one side and a single gate on the other. You can't help but notice in the front flower bedsa 4 ft. Custom made Light house, Hand painted with a solar powered light that rotates from dusk till dawn.This home is equipped with ADT security system which includes cameras all around the outside of the house and all windows and doors are protected. Upon entering the home, you will notice the beautiful crystal foyer light, designer chandeliers and paddle fans through out the home with dimmer switches. Granite countertop in kitchen and baths, Both baths have comfort rise toilets. The kitchen has added additional pantry cabinets, all of the lower pantry cabinets have pull out drawers. Washer and Dryer are included , This home is equipped with Hurricane shutters and front storm door, screened garage door. House and has been painted inside and outside including garage which has epoxy speckled floor and so much more. Don't miss your chance to make this stunning home yours. Whether you are looking for a cozy family home or a stylish retreat, 1827 Palmetto Scrub Cir has everything you need and more. Schedule a showing today and experience the beauty and comfort of this modern Port Orange gem.
You may be able to put down less than the total down payment amount of $196,600 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #o6237950