1827 Palmetto Scrub Cir, Port Orange, FL 32128
3 beds · 2 baths · 1,750 sqft
Welcome to this stunning 2018-built single-family home located at 1827 Palmetto Scrub Cir in the desirable city of Port Orange, FL. This beautifully constructed home offers a modern and stylish design with a spacious layout perfect for families or individuals looking for a comfortable and contemporary living space. Centrally located in Hawks Preserve and is within close proximity to Coraci sports complex and park. Near shopping and beaches. This home is a MUST SEE. There are many upgrades and additions such as: Newly built outdoor Lanai with covered roof and screened in size 22 x 22 ft (with existing Lanai totals 520 sq. ft) of outdoor living space that also has an epoxy finished floor coolaroo shades and a New Hot Tub (used once). As soon as you walk up you will notice the beautiful landscaping with new curbing rock. Yard is completely fenced in with double gate on one side and a single gate on the other. You can't help but notice in the front flower bedsa 4 ft. Custom made Light house, Hand painted with a solar powered light that rotates from dusk till dawn.This home is equipped with ADT security system which includes cameras all around the outside of the house and all windows and doors are protected. Upon entering the home, you will notice the beautiful crystal foyer light, designer chandeliers and paddle fans through out the home with dimmer switches. Granite countertop in kitchen and baths, Both baths have comfort rise toilets. The kitchen has added additional pantry cabinets, all of the lower pantry cabinets have pull out drawers. Washer and Dryer are included , This home is equipped with Hurricane shutters and front storm door, screened garage door. House and has been painted inside and outside including garage which has epoxy speckled floor and so much more. Don't miss your chance to make this stunning home yours. Whether you are looking for a cozy family home or a stylish retreat, 1827 Palmetto Scrub Cir has everything you need and more. Schedule a showing today and experience the beauty and comfort of this modern Port Orange gem.
Source: STELLAR #o6237950
Source: STELLAR #o6237950
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #o6237950
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.