1827 Olivera Dr, Agoura Hills, CA 91301
3 beds · 2 baths · 1,900 sqft
Welcome to this stunning, tranquil, resort-like home. Nestled in the heart of Malibu Lake area on an expansive 3.28-acre lot, this home offers the ultimate in privacy and luxury and natural beauty. This fully remodeled 3-bedroom, 2-bathroom home spanning 1,900 square feet, is a perfect blend of modern elegance and serene living Designed for both tranquility and entertainment. From the moment you step inside, you’re greeted by the open-concept floor plan that seamlessly connects the living room, dining area and kitchen—each with custom finishes and unique details. Expansive windows flood the space with natural light, creating a warm and inviting ambience. The custom kitchen is a true showpiece, featuring custom finishes and flows into the dining area, living area and terraces—perfect for entertaining. The luxurious primary suite is a true retreat, featuring a spa-inspired bathroom, custom walk-in closet, and sweeping views of the lush grounds. Step outside onto a private deck into your personal paradise. Meticulously landscaped gardens, expansive terraces and a hot tub, all designed for relaxation. Additional highlights include beautiful wood beam ceilings throughout the home, gleaming wood floors, and dual-pane windows, which enhance the airy, bright atmosphere throughout the home. Whether hosting a parties or enjoying a quiet evening under the stars, this outdoor space is the epitome of luxury surrounded by breathtaking views. The property also features an adjacent 2.164-acre lot, offering endless possibilities for expansion—whether you wish to build a guest house or another residence. Tucked away yet conveniently close to Malibu’s world-class dining, beaches, and hiking trails, this estate offers the ultimate blend of seclusion and accessibility. If you're seeking an exclusive retreat, this Malibu Lake gem is ready to welcome you home.
Source: CRMLS #SR25046014
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Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
Source: CRMLS #SR25046014
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence. When you apply for the loan, you must attest that the home will be your primary residence for 12 months to be approved for an FHA assumption. Most lenders will ask that you move in within 60 days.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.