1823 Twilight Tides St, Tarpon Springs, FL 34689
4 beds · 4 baths · 3,192 sqft sqft
Short Sale. Short Sale. Priced to sell. Welcome to your future retreat! This spacious 4-bedroom, 4-bathroom home is a short sale opportunity, offering a unique chance to create your dream living space. Please note that three windows are broken and the sliding door has been spray painted; the seller will not replace nor do any repairs. Experience tranquility as you step onto the oversized balcony, offering a picturesque view of nature. Positioned on a corner lot with no rear neighbors and only one adjacent property, privacy is assured. Featuring high ceilings and an abundance of natural light, this home welcomes you with a thoughtfully designed split floor plan. On the main level, the primary bedroom awaits, complete with ample walk- in closets. Also on this level are a secondary bedroom, family room, living room, dining room, and a kitchen. Descending to the lower level, discover another primary bedroom retreat with its own walk-in closets, alongside a fourth bedroom, laundry room, and an expansive living area. Comfort is guaranteed with split A/C units for each floor, replaced in 2020 for the first-floor units. Additional updates include windows replaced throughout the house except the front window and sliding doors in the basement, completed in November 2020. Gutters were also installed in 2019. Nestled in a tranquil neighborhood with minimal HOA fees, this residence offers the perfect canvas for your vision. With a little care and attention to minor cosmetic details, this home has the potential to be truly remarkable. Beyond its confines lie the allure of nearby beaches, downtown Tarpon Springs, and the renowned Sponge Docks. Don't miss the opportunity to make this house your own. Schedule a viewing today and envision the possibilities of luxurious living within reach. Please allow up to 72 hours for third-party approval and a minimum of 45 days for closing.
Source: STELLAR #u8236025
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #u8236025
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #u8236025
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.