1821 Nelson Ranch Loop, Cedar Park, TX 78613
3 beds · 2 baths · 2,015 sqft sqft
This beautifully renovated and turnkey single-story home in the desirable Buttercup Creek neighborhood offers three bedrooms and two baths, with thoughtful updates throughout. Owned by just one owner, it features tile and wood flooring, providing a polished look and easy upkeep. Recently painted and updated, the home boasts a new gas water heater, granite countertops, modern recessed lighting, as well as updated appliances. The kitchen has been enhanced with a new sink, faucet, garbage disposal, and refrigerator. The home includes a modern washer and dryer for added convenience. The roof was replaced in 2018, ensuring longevity, and the stove is powered by natural gas for reliable use. The home’s open floorplan creates a welcoming space, perfect for entertaining or gatherings. A versatile bonus room adds extra living space, ideal for a home office or playroom. The primary bedroom is spacious and inviting, complete with a full ensuite bath that includes double vanities, a walk-in shower, a jetted tub, and a large walk-in closet. Outside, the all-brick exterior enhances durability, while the large covered patio is perfect for relaxing or hosting outdoor events. The trees have been recently trimmed, adding to the home's curb appeal. Located near walking trails, parks, and the community pool, this home is ideal for those who enjoy outdoor activities. It is also conveniently close to restaurants, retail, and recreation in the Bell District and within the boundaries of the highly acclaimed Leander Independent School District (LISD). This beautifully updated home offers a perfect blend of style, comfort, and prime location that is a short walk to Westside Elementary School. All information provided is deemed reliable but not guaranteed. Buyers are encouraged to verify all details to their satisfaction. Please note, the listing agent is the daughter-in-law of the owner.
Source: ACTRIS #2664888
Interest rate and monthly payment estimated based on public records.
Source: ACTRIS #2664888
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #2664888
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