182 S Coopers Hawk Way, Palm Coast, FL 32164
3 beds · 2 baths · 1,965 sqft
Discover your dream home in the desirable gated Grand Landing community of Palm Coast! This beautifully maintained end unit, featuring 3 bedrooms and 2 bathrooms, was built in 2018 and has undergone numerous upgrades since it was purchased, offering a perfect mix of modern elegance and comfortable living. As you enter, you'll be greeted by an open floor plan featuring new flooring throughout, creating a warm and inviting atmosphere. The updated kitchen is a chef’s delight, showcasing gorgeous cabinetry, granite countertops, and a stylish backsplash—perfect for all your cooking needs. The spacious living area is ideal for entertaining and relaxation, enhanced by upgraded lighting, ceiling fans, and crown molding. Retreat to the luxurious master suite, which features a stand-up shower and upgraded fixtures in the master bath for a spa-like experience. Step outside to your private outdoor oasis, where the covered and screened lanai, complete with an epoxy floor, offers a perfect setting to enjoy serene views. Sit in your lanai with a cup of coffee and take in the tranquil backyard view of the water. Being an end unit means you have no nearby buildings, providing extra privacy to fully enjoy your surroundings. The beautifully landscaped backyard, complete with a fence for added privacy, also offers plenty of space to add a swimming pool, enhancing your outdoor living experience! The Grand Landing community boasts fantastic amenities, including a community pool, fitness center, and a kids' park, making it perfect for active lifestyles. Located in a superb area, this home is conveniently close to restaurants and stores, with easy access to walking paths and just minutes from the beach. Being part of a gated community adds an extra layer of security and peace of mind. Many enhancements have been made since purchase, ensuring this home is move-in ready and tailored for modern living. What’s not to love about this incredible opportunity? Don’t miss out! Call to schedule a showing today and experience the lifestyle this property has to offer!
Source: STELLAR #fc305507
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #fc305507
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #fc305507
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.