182 Dark Horse Ln, Buda, TX 78610
4 beds · 2 baths · 1,766 sqft
HIGHLIGHTS of this beautiful home: SOLAR powered electricity (avg bill $45/month), new LV flooring throughout, new roof, new windows, new hot water heater, new whole house water treatment system, fully remodeled kitchen with new Whirlpool appliances and quartz countertops, new gutters, new gas fireplace logs, new ceiling fans, custom window treatments throughout the house, new large, covered deck with ceiling fans and outside TV, concrete pad for hot tub, 220 electrical service for hot tub, utility shed – AND no back yard neighbors!! Welcome to 182 Dark Horse Lane, a charming and spacious home nestled in the heart of Buda, Texas. This stunning property offers a perfect blend of modern comfort and peaceful living. As you step inside, you'll be greeted by an open and inviting floor plan, featuring four bedrooms and two bathrooms. The spacious kitchen is a chef's dream, with upgrades throughout, featuring quartz countertops, stainless steel appliances, and ample storage space, all powered by the latest in solar energy technology. The living area is the ideal space for relaxation and entertainment, with large, new, durable and energy efficient windows that flood the room with natural light, creating a warm and inviting atmosphere. Step outside to the expansive backyard, where you'll find a beautiful, covered patio area with a mounted TV included, perfect for enjoying the Texas sunset or hosting gatherings with family and friends. This unique home backs up to a greenbelt with no rear neighbors, so it brings an added feeling of privacy and contentment. Conveniently located near everything Austin has to offer, this home offers the perfect combination of tranquility and convenience. Don't miss the opportunity to make 182 Dark Horse Lane your own slice of Texas paradise. Additional upgrades: Replaced sewer line from house to main, New Nest Thermostat w/Remote sensor, New Hot Water Heater Expansion Tank, new backdoor with built-in blinds, new rear storm door.
Source: ACTRIS #1121997
Interest rate and monthly payment estimated based on public records.
Source: ACTRIS #1121997
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #1121997
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.