1819 Larkton Ct, Grayson, GA 30017
3 beds · 3 baths · 2,186 sqft
Welcome to this luxurious 3-bedroom, 3.5-bathroom home, nestled within the prestigious confines of a gated Active Adult community. This impeccably designed property boasts a four-side brick exterior, a two-car garage, and 10-foot ceilings on the main level. Step inside to discover dark hardwood floors that gracefully adorn the main level. The open-concept family room features stunning coffered ceilings and a cozy gas fireplace, perfect for relaxing evenings. The gourmet kitchen is a chef's dream, equipped with stainless steel appliances, including a gas range, French door refrigerator, oversized island, microwave, dishwasher, and garbage disposal. Adjacent to the kitchen is a formal dining room with detailed board and batten. Each bedroom offers its own en-suite bathroom, providing ultimate privacy and convenience, while guests will appreciate the additional powder room. The primary bedroom, located on the main level, includes a sitting area and an ensuite with a separate garden tub, tiled shower, double sink vanity, and a walk-in closet with a built-in California Closets organizational system. Another guest bedroom is also situated on the main level, while a secondary bedroom is located on the upper level. The spacious garage boasts a professionally sealed speckled floor and built-in paneling with storage hooks for seamless organization. Outdoor living is equally impressive with a fenced-in rear patio featuring a power retractable awning, ideal for outdoor relaxation. As a delightful bonus, a sunroom off the main living space provides additional comfort and versatility. The laundry room is conveniently located on the main level. This property exemplifies elegance, functionality, and upscale living, tailored for the discerning 55+ owner. The HOA offers plethora of amenities which include a pool, sidewalks for jogging or walking, two small parks, a place where you can grow a garden, a dog walking park, a gym and library at the clubhouse, and exterior maintenance, all within a gated community. Conveniently located near shopping options such as Kroger and Publix, this home is a perfect blend of luxury and convenience. Don't miss the opportunity to make this exquisite home yours!
Source: GAMLS #10372639
Interest rate and monthly payment estimated based on public records.
Source: GAMLS #10372639
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #10372639
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.