1818 Veterans Dr, Kindred, FL 34744
4 beds · 3 baths · 2,245 sqft sqft
Truly a gem! Situated on a premium lot with serene pond views, this upgraded 4-bedroom, 2.5-bathroom home with a bonus room and 3 way split plan is perfect to create memories that will last a lifetime. Built in 2019, it has since been meticulously enhanced and upgraded. Its one-story layout optimizes living space with an open concept design perfect for entertaining and outdoor living. The chef's kitchen with an island overlooking the living & dining room is the ideal layout to host gatherings. The extended lanai offers the perfect setting for a family barbeque or simply to relax and enjoy the serene water views. UPGRADES: Flex Room preceding the Lanai w/panoramic double pane tinted windows; Luxury Vinyl Flooring w/sub flooring; Added 1/2 Bathroom in front bedroom; Extended Lanai w/fans & lights; Water Softener; OWNED Solar Panels; LED lights; Backyard Lighting; Vinyl Fence; Concrete floor on each side; Shed; Added Plasma Air (HVAC purification system) 2024; Exterior paint 2023. Current warranty with Massey Services. This captivating home is nestled in the picturesque community of Kindred with an impressive array of resort-style amenities, including a state-of-the-art clubhouse, sparkling pools, modern fitness centers, beach volleyball court, tennis court, playgrounds, dog park, pavilion picnic areas, soccer fields and scenic trails. PERFECT Location, minutes away from the FL Turnpike entrance, Restaurants, and Shopping Centers. Seize the opportunity, your dream home awaits!
Source: STELLAR #o6256446
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #o6256446
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #o6256446
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.