18173 Turning Leaf Cir, Land O Lakes, FL 34638
3 beds · 2 baths · 1,532 sqft sqft
Built by Ryan Homes in February 2022, this nearly NEW 1-story home is located in the highly desirable Cypress Preserve neighborhood of Land O' Lakes. With a peaceful conservation view, this beautifully designed home offers 3 bedrooms, 2 baths, and a 2-car garage, and spread across 1,532 sq ft of heated living space, combining comfort and style. As you approach the property, you'll be welcomed by a long driveway, lush green lawn, and a walkway leading to the side entrance with a screened door at the covered entry and a Ring doorbell that conveys. Inside, the open floor plan features elegant laminate flooring throughout the living space. Generously sized bedroom one is conveniently located off the foyer, has a double door entrance, a ceiling fan, ample closet space, and provides a private space. The kitchen is a chef's delight, showcasing tall, staggered wood cabinets with decorative trim, crown molding, and decora space above, a stylish herringbone-patterned backsplash, granite countertops, and a counter-height island with a breakfast bar, illuminated by pendant lighting. A suite of appliances rounds out this kitchen. The dining room flows seamlessly from the kitchen, perfect for family meals. The great room is a perfect space for family and social gatherings with sliding glass doors that feature retractable shades with a remote control and lead to the extended covered and screened-in lanai where you can enjoy tranquil views of the expansive backyard. A wrought-iron fence at the rear property line offers a serene conservation view from the lanai, while side vinyl fencing ensures privacy. The master suite features a ceiling fan, Plantation shutters, and an en-suite bathroom with a double vanity, Quartz countertops, wood cabinetry matching the kitchen cabinets, and a tub/shower combo, fully tiled that reaches the ceiling. Bath 2 includes a tub/shower combo with ceiling-height tile, a Quartz vanity, and a linen closet. Bedroom 3 also features Plantation shutters for a cohesive, polished look. The inside laundry room off the garage is complete with a washer and dryer. In the garage, a water softener is conveyed with the home. Low HOA fees enhance the appeal of this modern property. Situated in the top-rated Pasco County school district, this home offers access to Connerton Elementary, Pineview Middle, and the renowned Land O' Lakes High School, recognized among the nation's best. Cypress Preserve provides resort-style amenities, including a zero-entry pool, park, playground, dog park, event lawn, sidewalks, and scenic nature trails. With convenient access to major roads such as US 41, SR 52, I-75, and the Suncoast Expressway, commuting to downtown Tampa, Tampa International Airport, and local sporting events is effortless. Shopping at Publix, Lowe’s, Costco, and the Tampa Premium Outlets is nearby, along with dining options just minutes away. World-renowned Florida beaches are also within easy reach. Don't miss out on making this nearly new home yours—schedule your appointment today!
Source: STELLAR #tb8307368
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #tb8307368
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step. Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #tb8307368