18167 Clearhaven Ln, Victorville, CA 92395
3 beds · 3 baths · 3,045 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Beautiful Spring Valley Lake Custom Home with gorgeous views of the valley and mountains. At the End of Cul-de-sac with stunning curb appeal. Home has new paint outside & new outdoor lighting. Walk into a luxurious 3 bedrooms & 3 full bath home. Formal dining lighting is exquisite. Den with built-ins that could be a 4th bedroom. Bathroom downstairs has a jacuzzi tub & ceramic sink. Gourmet kitchen has roll-out drawers & lazy Susan, and a huge walk-in pantry has 24 shelves & spice rack. Views from the windows & French doors take you to a lovely patio with a fire-pit. Large family room with wood-burning fireplace and built-in cabinets, wet bar area with wine cooler. Built-in audio system throughout the first level for your entertainment. Upstairs Large Master bedroom with high ceilings, Fireplace ceiling fans & French doors to a huge deck with peaceful views of city & mountains. Master bathroom has ceramic sinks, a sunken tub & an oversized shower. Custom built-ins throughout entire home. Central vac, whole house fan and dual central air for your comfort. Fire alarm and sprinkler system for safety. Ceiling fans in every bedroom. Bathrooms tastefully decorated with upgraded ceramic sinks. Large side yard with electric water and gas hookups. Perfect for Greenhouse or out-door jacuzzi. Spring Valley Lake with 14 fishing spots, beach for swimming, Pier & Marina. Golf course, Club house, tennis & racquetball. Free concerts in the park. Hurry before it's too late! THIS HOME ALSO A FHA ASSUMABLE LOAN AT 2.75% INTERESTE RATE!!!!!
Source: CRMLS #EV23091455
Source: CRMLS #EV23091455
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.