1816 Woodridge Dr # 7, Clearwater, FL 33756
3 beds · 3 baths · 1,684 sqft
Start 2025 off right, in this move-in ready coastal ranch style 3 bedroom, 3 full bath Clearwater charmer that exudes the definition of "indoor/outdoor living"! As you pull up, curb appeal is at its finest with new exterior paint (September 2024), mature landscaping including freshly mulched plant beds with lighting. As you approach the front stamped concrete walkway, you encounter an almost 300 square foot screened-in covered porch that welcomes you to the front door of this well cared for home! Just built in 2021, this screened-in patio is the perfect spot to enjoy Florida life all year long with protection from the heat, rain and mosquitoes. Once inside, the amazing open floorplan will provide you the space for whatever size furniture you can imagine! The great room consists of a living room and dining room (currently used as a reading nook). From there you can enter the kitchen or the 2nd dining space where you find a beautiful sliding barn door to the 3rd bedroom. Do you work from home or are a small business owner? Maybe you need a space for your adult child or mother-in-law? The 3rd bedroom is exactly what you've been looking for! With a gorgeous stone wood burning fireplace, large closet, picturesque window and separate exterior door that leads to a private gated wing porch on the side of the home, this room can be whatever you want! The master bedroom, master bath, second bedroom and second full bath are all located on the opposite end of the home. These bedrooms are flooded with natural light through multiple large windows in both! All the closets throughout the home are not your cookie cutter size, but are extra deep and have shelving to maximize storage space! This home provides you a true master bathroom, with double sinks, vanity space, double closets and a private toilet/shower room. Don't let the cozy footprint of the backyard fool you! This low-maintenance fully fenced-in exterior area is an entertainer's dream with patio space, custom built swing, privacy and lighting galore. Let's not forget the over-sized side-facing massive 2 car garage featuring built-in storage shelves, attic access, laundry and a 3rd full bathroom. Parking is no issue in this garage as well as the long attached driveway. 1816 Woodridge Drive is perfectly situated in central Pinellas County just 6 miles from Clearwater and Indian Rocks Beaches, only 4 miles from downtown Clearwater, a 15 minute drive to St. Pete-Clearwater International Airport, and an easy 30-minute commute to downtown Tampa. The home is in a non-HOA community that borders Eagle Lake Park which features a playground, dog park, and walking/biking trails. Just over a mile away you'll find the Highland Recreation Complex with its waterpark, indoor and outdoor sports facilities and playgrounds; the Largo Community Center with a gym, events and performing arts schedule; Largo Central Park & Nature Preserve as well as the YMCA. Within a 5 mile radius, you also have several golf and country clubs, including Palm Hill and Cove Cay. With a convenient location, an excellent school district both public and private, and the Florida indoor/outdoor lifestyle, this Clearwater home is the epitome of why life is better by the beach! Schedule your showing, and come see for yourself!!
Source: STELLAR #tb8331167
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #tb8331167
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #tb8331167
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