1815 Gilbert Rd, Conway, SC 29527
4 beds · - baths · sqft sqft
Embrace privacy, serenity, and endless possibilities on this breathtaking 11.2-acre estate, where natural beauty and modern comfort blend seamlessly. Nestled at the end of a winding driveway, lined with stately evergreens that create a shaded canopy, this four-bedroom, three-bathroom home with inground pool is your private retreat from the world. The property welcomes you with a peaceful ambiance and a sense of seclusion, yet it offers the convenience of public water and sewer connections, opening doors to future expansion if desired. The home itself boasts a brand-new roof and new HVAC systems (heat pumps) for optimal comfort and peace of mind. Inside, you’ll find an array of stylish updates, including new high-end stainless steel appliances, elegant solid surface countertops, a fresh kitchen sink and faucet, and a tasteful new backsplash. Every detail has been considered, with new light fixtures throughout and practical touches like gutter guards and sidewalks enhancing the property’s appeal. Enjoy outdoor living with 2 spacious screened porches. The larger screened porch features a warm wood ceiling—perfect for morning coffee or evening relaxation as you take in views of local deer and turkey and your in-ground pool. The primary bedroom also has its own completely private screened porch, creating a quiet sanctuary within the home. Summers are made for the in-ground pool, providing the ultimate setting for relaxation and fun. For outdoor enthusiasts, there’s even a space for target practice, adding to the property’s recreational appeal. This estate combines rustic charm with modern upgrades, giving you a timeless home surrounded by nature’s finest elements. Experience tranquil living and consider the possibilities this stunning estate offers with its rare mix of seclusion, comfort, and expansion potential while being just 10-15 minutes away from downtown Conway and only 20 miles to the coastal beaches!
Source: MYRTLEBEACH #2425411
Interest rate and monthly payment estimated based on public records.
Source: MYRTLEBEACH #2425411
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #2425411
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.