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1815 2nd Ave E, Bradenton, FL 34208

3 beds · 2 baths · 1,421 sqft

LISTED BELOW APPRAISED VALUE. Appraisal is attached. NO HOA. THIS PROPERTY IS ALSO ELIGILE FOR A SIGNIFICANT INTEREST RATE DISCOUNT FROM A LOCAL LENDING PARTNER! INQUIRE FOR MORE DETAILS. Step into Timeless Elegance: A Remodeled 1925 Bungalow in Bradenton, a Riverside Retreat Introducing a captivating and wholly transformed bungalow that weaves the essence of 1925 charm with modern-day luxuries. Nestled just two streets from the tranquil Manatee River, this exquisite home in Bradenton, Florida, is a beacon for those who cherish coastal living with a slice of history. Dive into a space where the walls resonate with stories of the past, yet brim with contemporary upgrades that ensure a seamless lifestyle. The home spans a generous layout with three versatile bedrooms. Transform one into your dream home office, a serene yoga studio, or keep it as a cozy guest room — the choice is yours! The heart of the home, a spacious and rejuvenated kitchen, is equipped to cater to the most discerning chef, featuring newer cabinets, granite countertops, granite bar top open from the kitchen to the dining room and an essential wine fridge for the connoisseur. Open to the larger than life dining room, entertain family and friends during special occasions or just because. Step outside to the welcoming embrace of the front porch, reimagined to offer a nostalgic nod to its original 1925 grandeur. Here, you can indulge in the balmy Florida breeze and engage with the friendly vibes of the neighborhood. For the boating enthusiasts with a penchant for boating or collecting, the property includes a robust, extra-wide concrete driveway perfect for housing autos, boats, bikes, and more. The detached garage is a treasure trove itself, with dual rooms designed for ample storage, an additional loft space overhead, and a 12 x 20 1 car garage with automatic garage door. Looking for a nearby marina? Tie off at Tarpon Point Marina next to Caddy's off the Manatee River, just 7 streets west of your new home! This lifestyle can lead boaters west to beautiful Longboat Key or East to catch a Tampa Lightning Game. Boating to restaurants are plentiful with choices! The location of this bungalow is nothing short of stellar. Just a brief stroll from the serene banks of the Manatee River and mere minutes from the vibrant heart of downtown Bradenton. The area is ripe with amenities, including the scenic Bradenton Riverwalk, Manatee Memorial Hospital, and LECOM Park—Spring Training home to the thrilling Pittsburgh Pirates baseball action. Shopping adventures await at Ellenton Premium Outlets, and the once voted top spot of Popular Beach Towns in America, the pristine beaches of Anna Maria Island are just a short drive away. Ideal for full-time residents, seasonal visitors, or second home owners looking for a side rental opportunity, this home offers flexibility and charm in equal measure. Recent updates include a 2019 Roof, 2019 AC, 2020 electric panel, kitchen, front porch, rear porch and garage refreshments, expanded concrete driveway and patio, and more, plus a 2023 main bathroom remodel and a 2024 HWH, ensuring this historic gem is ready for its next century of life. Seize the chance to own a piece of Bradenton's history with this beautifully modernized bungalow, where every detail is crafted for comfort, style, and historical appreciation. MAKE AN OFFER TODAY!

Roam helps you take over the seller’s lower interest rate 1
We help you assume the seller's mortgage and avoid higher prevailing market rates.

45-day closing guarantee 2
We work directly with the mortgage servicer to help you quickly and easily close the transaction.
Location
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Details
Home
Size
1,421 sqft
Lot size
0.19 acres
Year built
1925
Type
Single Family Residence

Source: STELLAR #u8244474

How it works

Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.

Tour

Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.

Offer

Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.

Close

Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.

Who can qualify

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

Frequently asked questions

What is Roam?

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Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

What is an assumable mortgage?

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An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

Why is an assumable mortgage valuable?

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When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

How can you find assumable mortgage listings?

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Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

How do I qualify for an assumable mortgage?

expand content

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

View all FAQs
Last updated: Sep 11, 2024 09:15 am
Listing agent: Amanda Dyer (813) 600-8200
Listing provided courtesy of: SELECT PROPERTIES INC (727) 934-4099
Details provided by STELLAR and may not match the public record.
MLS ID: #u8244474
Listings courtesy of Stellar MLS as distributed by MLS GRID. Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Listing information is provided for consumers? personal, non-commercial use, solely to identify prospective properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law. Information deemed reliable but not guaranteed. Copyright © 2025 MLS GRID. All Rights Reserved.
Fair Housing Act logo Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.
Disclaimers
1 Roam connects buyers and sellers to homes with assumable mortgages via a concierge service. Roam does not offer or engage in mortgage lending activity.
2 30 day guarantee is subject to credit approval by your loan servicer.
3 The assumable interest rate shown for this assumable mortgage is an estimate using the average of interest rates in this home's area at the time of the last sale. The actual assumable interest rate may differ. Estimated payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Roam connects buyers and sellers to home with assumable mortgages via a concierge service. Roam does not offer mortgage loans, extend credit, make credit determinations, or otherwise engage in mortgage lending or brokering activities. The lender makes all credit and qualification decisions with buyers. Any determination to extend credit to a buyer is a decision by the lender, and not by Roam.
4 The lender makes all credit and qualification decisions with buyers. Any choice to extend credit to a buyer is a decision by the lender, and not by Roam.