1814 SW 15th Ave, Cape Coral, FL 33991
3 beds · 2 baths · 1,464 sqft
NO FLOODING OR DAMAGE!!! NOT IN A FLOOD ZONE, so no need for flood insurance. Welcome to your dream waterfront retreat! Check out the 3D Virtual Tour! This stunning 3-bedroom, 2-bathroom home is nestled in the highly desirable SW Cape Coral area. As you step inside, you'll be greeted by natural light flooding the home, highlighting the serene waterfront views right outside your elegant black framed impact windows and doors. The spacious open floor plan seamlessly blends living and dining areas, perfect for entertaining. The elegance of the black accents throughout this home are absolutely stunning--nothing went unnoticed in the design of this home. The kitchen is a chef’s delight with quartz countertops, featuring modern appliances, ample counter space, and a large island. The master suite is a private oasis, complete with an en-suite bathroom with dual sinks and a walk-in shower, 2 closets, and sliders leading out to your backyard paradise. Two additional bedrooms offer plenty of space for family or guests, and the second bathroom offers a beautiful shower/tub combo. Step outside to your expansive screened lanai, where you will enjoy the breathtaking Western Exposure, cotton candy Florida sunsets over the water. The backyard is perfect for outdoor living, with hookups already in place for your outdoor kitchen, room for a pool, fishing, and kayaking or paddleboarding the canals. This location is absolutely superb with 3 convenient exits from your home depending on where you need to go--Chiquita Blvd., Trafalger Pkwy., or Veterans Memorial Pkwy. There is a golf course "practically" in your front yard (Palmetto Pines Country Club), you are half a mile from Fellowship Park which offers a splash pad, playground, and cafe, great schools within a short distance, and of course convenient stores, grocery stores, shopping, and restaurants within minutes (Belk, Farmer Joes, 7Eleven, The Home Depot, Publix, Starbucks, Ginger Bistro, Torched, etc.). We can't forget you're also just a short drive to Matlacha Island where you will find the freshest seafood right off the commercial fishing boats, 9 miles to Fort Myers, and 24 miles to Southwest Florida International Airport. Whether you’re looking for a peaceful getaway or a full-time residence, this waterfront gem offers the best of Cape Coral living. Don’t miss this amazing opportunity to own your slice of paradise! Schedule your showing today.
Source: FORTMYERS #224076653
Interest rate and monthly payment estimated based on public records.
Source: FORTMYERS #224076653
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #224076653
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.