1814 S Welch Cir, Lakewood, CO 80228
4 beds · 3 baths · 2,625 sqft sqft
Welcome to this beautifully updated and spacious home nestled in the heart of Green Mountain, one of Lakewood’s most coveted neighborhoods! This stunning property sits on a quite, spacious lot, offering plenty of room to relax and entertain. The home’s standout feature is the primary suite, complete with a private balcony showcasing breathtaking views to the south and east—perfect for enjoying your morning coffee or unwinding in the evening. With an open and flowing floor plan, this home offers a balance of comfort and functionality. The updated kitchen features raised panel cabinets, slab granite countertops, and stainless Jenn-Air appliances, making it a great space for gathering with family and friends. The oversized three-car heated garage with 220V is a rare find, providing extra room for vehicles, hobbies, or projects. Relax in the sunroom year-round with the included hot tub, and enjoy your private backyard featuring a newer fence, built in garden beds, sprinkler system, and utility shed for added convenience. Recent updates include fresh paint throughout, a brand new deck in the backyard ideal for entertaining, and new carpet in the basement and bedrooms, making this home truly move-in ready. Located next to a greenbelt, this home combines privacy with easy access to Green Mountain open space, Union Square’s vibrant dining scene, light rail, and downtown Denver. Whether you’re heading to the mountains via 6th Ave or staying local, you’ll enjoy the perfect blend of nature and urban convenience.
Source: RECO #3825777
Interest rate and monthly payment estimated based on public records.
Source: RECO #3825777
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step. Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #3825777
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