1813 Sugar Cove Ct, Ocoee, FL 34761
5 beds · 3 baths · 3,850 sqft
Stunning 5-Bedroom Home with Office, Home Theatre, and Solar-Heated Pool....priced to sell! Located on a cul-de-sac in the sought-after gated community of Brookstone in Ocoee, just minutes from Winter Garden, this spacious 5-bedroom home offers over 3,800 square feet of living space and sits on a generous 1/4-acre lot. Featuring the largest floor plan in the community—one of only two homes with this layout—it’s perfect for those seeking both luxury and versatility. The first-floor primary suite provides a private retreat, while the upstairs bedrooms and home theatre offer plenty of space for your family’s needs. Enjoy outdoor living in the backyard oasis, complete with a solar-heated, screened pool and cozy fire pit for year-round enjoyment. Inside, the home is designed for entertaining with an open-concept living and dining area and a kitchen that’s perfect for hosting. The dedicated home theatre room, which can also serve as the 5th bedroom or a multipurpose space, is ideal for movie nights or relaxing. As a bonus, the seller is offering a $6,000 credit at closing, allowing you to refresh the home with your choice of paint and replace the upstairs carpet - an opportunity to truly make it your own. Conveniently located with easy access to major roadways like the Florida Turnpike, Highway 50, and the 429, you’ll enjoy quick commutes to downtown Orlando, Disney, and beyond. Winter Garden Village, with its shops, restaurants, and entertainment options, is just a short drive away, offering the perfect mix of suburban tranquility and urban convenience. Don’t miss out on this exceptional home in one of Ocoee’s most exclusive communities. Priced to sell, it offers incredible value for those looking to elevate their lifestyle. Schedule your private showing today!
Source: STELLAR #o6261624
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #o6261624
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #o6261624
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.