1813 Drover Creek Rd, Aubrey, TX 76227
4 beds · 4 baths · 2,891 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Rare opportunity to assume a 3.375% FHA loan on this single-story Highland Home in the sought-after Arrowbrooke community—saving thousands over the life of the loan! Inquire for details. This immaculately maintained 4-bedroom, 3.5-bath layout blends comfort, style, and thoughtful updates throughout. It includes a private office, formal dining, dedicated media room, and open-concept living—perfect for everyday functionality and effortless entertaining. Step inside to find engineered wood floors, fresh interior paint, ceiling fans in every room, and excellent natural light. The kitchen is a standout with stainless steel appliances, granite counters, subway tile backsplash, gas cooktop, single-basin under-mount sink, oversized island, and abundant cabinetry with a spacious pantry. The living room is warm and inviting with recessed lighting and a stone fireplace. Enjoy meals in both the eat-in breakfast nook and the formal dining room. The dedicated office has upgraded scratch-resistant LVP flooring, while the media room is pre-wired for surround sound. The private primary suite features a garden tub, dual sinks, separate shower, and large walk-in closet. One of the secondary bedrooms includes a full ensuite bath—ideal for guests or multigenerational living. Two more guest bedrooms share a full bath, with an additional half bath for convenience. Outside, you’ll find a covered patio with TV mount, partially updated fence, a dedicated garden area with its own gate, and an oversized 2-car garage with tall ceilings—large enough to fit a truck and for extra storage. This home delivers the layout and features today’s buyers are searching for, all in a desirable neighborhood close to schools, parks, shopping, and more. Arrowbrooke offers more than just homes—it’s a lifestyle. Enjoy scenic trails, two resort-style pools, catch-and-release ponds, and vibrant green spaces. This amenity-rich, master-planned Aubrey community blends comfort and connection. Schedule your tour today!
Source: NTREIS #20871432
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: NTREIS #20871432
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.