1811 Ashburn Dr, Temple, TX 76502
6 beds · 4 baths · sqft sqft
This lovely 6 bedroom residence offers an ideal blend of space, comfort, and convenience in Temple, Texas! Situated in a highly coveted area of Temple, this home is in close proximity to essential amenities that enhance daily living. Residents of North Gate benefit from easy access to shopping centers and renowned parks such as Crossroad Park Complex and Rogers Park near Lake Belton. Conveniently located near Belton ISD campuses just minutes from the front door, this residence is an ideal choice for those seeking both entertainment and practicality. Step inside to discover over 3,400 square feet of well-planned living space strategically spread across 2 stories. You will feel like you are walking into a brand new home bathed in natural light from the large windows and a trendy, neutral color palette that accentuates the home's spaciousness and elegance. The spacious kitchen provides a combination of functionality and style. Equipped with stainless steel appliances, custom cabinetry, and ample countertop space, this kitchen is perfect for hosting your next dinner party or gathering. Featuring six spacious bedrooms, each room offers comfort and privacy with an expansive walk-in closet- providing ample storage for even the most extensive wardrobes. The primary bedroom, located on the main level, is a private retreat boasting a spa-like ensuite bathroom with double but separate vanities, a soaking garden style tub, and a separate walk-in shower. Upstairs, will find a second living space and additional bedrooms, each thoughtfully designed, that can easily serve as guest suites, home offices, or playrooms, accommodating various needs and lifestyles , ensuring convenience and comfort for all occupants. With its spacious interior and unbeatable location, this home is a rare find that promises comfort, convenience, and the perfect space to make memories! Receive up to $3K toward closing costs or to buy down interest-rate with ATX Mortgage Lending!
Source: CENTRALTEXAS #548404
Interest rate and monthly payment estimated based on public records.
Source: CENTRALTEXAS #548404
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #548404
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.