1810 New Bedford Dr, Sun City Center, FL 33573
2 beds · 2 baths · 2,031 sqft
Welcome to this beautifully updated 2-bedroom, 2-bathroom home, offering 2,031 square feet of comfortable living in the vibrant Sun City Center community. This well-maintained home features rock-mulched garden beds for easy upkeep and a charming gated front courtyard. The roof is brand new, installed just in September 2024, giving you peace of mind knowing that one of the home's most important features is fresh and ready to protect for years to come. The home also includes solar panels for energy efficiency, as well as a screened front entryway, ensuring cool breezes and added security. Additional recent updates include a new garage power screen installed in 2024, a new hot water heater in 2023, and a newer HVAC system installed in 2020. The home also comes with a water treatment system and a Choice Home Warranty that extends through 2027. As you step inside, you’re greeted by a spacious entryway with a convenient coat closet and vaulted ceilings that enhance the home’s open and airy feel. The combination of tile and wood flooring throughout the main living areas adds a touch of elegance. The home offers a separate dining room, ideal for hosting formal meals or special gatherings. The updated kitchen is a chef's delight, featuring solid wood cabinets with ample storage, sleek solid surface countertops, and matching stainless-steel appliances. A ceiling fan keeps the space comfortable, and there's an additional eating area next to the kitchen for casual meals. The home features a split bedroom layout for added privacy. Both bedrooms are carpeted, with the large primary bedroom offering a cozy sitting area, a new ceiling fan installed in 2023, and a spacious walk-in closet. There is also a bolted safe in the primary bedroom closet for securing items of value. The primary bathroom is equally impressive, with white paneled cabinets and a solid surface countertop for a clean, modern look. The laundry room provides extra functionality with built-in upper cabinets on both sides and a utility sink for added convenience. The home also includes two additional versatile spaces, perfect for use as an office or craft room. Step outside to the expansive screened lanai, complete with a vaulted ceiling, ceiling fan, and beautiful patterned tile flooring. This outdoor retreat overlooks a private backyard bordered by trees, offering a tranquil space to relax and enjoy the Florida weather. This updated and thoughtfully designed home in Sun City Center, equipped with solar panels for sustainable living, is ready for you to enjoy modern living with comfort and style. You’ll love Sun City Center with its amazing facilities, pools, and clubs just waiting for you to enjoy. Between Sarasota and Tampa, it is the perfect location for a convenient ride to airports, great shopping, dining, and professional entertainment. With easy access to award-winning, sandy beaches, this is the best of all worlds, but without the stress of big city life. Leave it all behind and enjoy your new life here in one of Florida’s most affordable 55 and better communities!
Source: STELLAR #tb8308780
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #tb8308780
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #tb8308780
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.