18073 Harding Dr, Bowling Green, VA 22427
3 beds · 3 baths · 2,462 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Showings to start Sunday 4/13/25 this contemporary 3 bedroom, 2.5 bath home includes a 2 car attached garage, a 2 car detached garage (owners recently installed a mini split HVAC system in the detached garage so enjoy central heat and air while hanging in your man cave!) and a shed for extra storage. The entire .79 of an acre is fenced, lot of outside lighting and fire pit for your weekend get togethers and also includes a screened in deck/all seasons room that also connects to your exterior deck, and you will love the outside balcony...many morning coffees are enjoyed on the balcony looking out onto natures scenery. Inside you will just fall in love with all the floor to ceiling windows, large family room, a separate dinning room, and a gorgeous brand newly updated kitchen with a new backsplash, new countertops, new deluxe see into fridge, new lighting....the sellers went all out in this kitchen!! Upstairs your 3 spacious bedrooms but the primary sweet is the star of the upstairs with more closet space than what you will know what to do with, gorgeous bathroom with both a tub and a walk in shower, double vanity sink and tons of space for to turn this into your next dream home. Located in the lovely Town of Bowling Green with the best restaurants and little shops, my favorite coffee shop, ice cream spots...everything that makes these little homey towns feel just like home and where you want to be, outside of the hussle and bussle but is just around the corner from Route 207/301, just 20 minutes to Fredericksburg, 15 minutes to Richmond
Source: BRIGHT #VACV2007866
Source: BRIGHT #VACV2007866
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.