1807 Dalton Dr, The Villages, FL 32162
2 beds · 2 baths · 1,278 sqft
This charming 2/2 ROSEMONT courtyard villa, located in the Village of BELLE AIRE, ST SIMONS VILLAS, is surrounded by lush landscaping featuring decorative rocks and shrubs, offering both beauty and privacy. A striking LEADED GLASS front door welcomes you into the home, leading directly to the well-appointed kitchen. With ample cabinet space and a 10-foot BREAKFAST BAR, this kitchen is perfect for both meal preparation and casual dining. The OPEN FLOORPLAN seamlessly connects the kitchen to a spacious dining room, which features sliding doors that open onto a CANVAS-COVERED LANAI, providing a perfect spot for outdoor relaxation. Off the living room, a versatile bonus room with laminate flooring and a ceiling fan offers additional living space. Through the sliding door from the bonus room is another lanai, enclosed with a SECOND CANVAS-COVERED BIRDCAGE and complete with a 6-person BULLFROG HOT TUB, making outdoor living both luxurious and enjoyable. All patio furniture and outdoor storage are conveyed with the home. There is even ROOM FOR A POOL on the side! The primary bedroom is a tranquil retreat, featuring a WALK-IN CLOSET and an en-suite bath with ceramic tile floors, CORIAN countertops, and a JETTA STONE WALK-IN SHOWER. The guest bedroom is thoughtfully designed for visitors, conveniently located near the guest bath. Additional features of this home include a 1 ½-car garage with built-in cabinets for extra storage, a garage door screen, additional refrigerator and a laundry tub for added convenience. There is even an indoor laundry room. The 2016 Yamaha GOLF CART and garden equipment is negotiable. The ROOF is 2020 and the HVAC & Hot Water Heater is 2019. This home is close to the Glenview Country Club, the Savannah Center and Southern Trace for shopping and restaurants! With its inviting layout and numerous amenities, this home offers comfort and style in a serene setting.
Source: STELLAR #g5090437
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #g5090437
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #g5090437