1 of 46
$365,000 SIGNIN

Sign in to see required down payment for the 2.86% rate

1806 Burlington Cir, Sun City Center, FL 33573

2 beds · 2 baths · 1,852 sqft

Welcome home to your own LAKEFRONT PRIVATE OASIS! Tucked away on a cul-de-sac and the serene shore of Middle Lake, this waterfront home offers breathtaking views and the RARE opportunity to have YOUR OWN DOCK AND BOAT! Imagine the bright orange sunsets over the water, enjoying an afternoon cruise, or fishing right from your own backyard. Upon entering this delightful home you are taken in by a sparkling water view and huge living room with glistening terrazzo floors. This home highlights a semi-open floor plan, offering a balance of privacy and a seamlessly navigable layout perfect for entertaining or relaxing. The primary suite sits at the back of the home for a beautiful view of the lake. The second bedroom is ample in size to create a cozy retreat for your guests with an adjacent full bath. The kitchen is bright and very spacious, giving you lake views while you work. You will love the large bright Florida room! Watch majestic birds and wildlife on the lake, cozy up with a book, or enjoy an evening cocktail while the sun goes down. The attached screened lanai provides additional space for these activities as well. The bonus room facing the lake is a nice getaway for your hobbies or an office. FRESHLY PAINTED neutral exterior, interior walls, trim, and ceilings. 2018 ROOF, 2015 panel change. The lake provides water for irrigation which saves money on lawn and landscaping maintenance. Whether you're an outdoor enthusiast, a boating aficionado, or simply seeking a tranquil waterfront lifestyle, this home delivers it all! Located in the heart of Sun City Center, you'll enjoy resort-style amenities, golf courses, and an active 55+ community. This is a golf cart friendly community. Take your golf cart to shopping, doctors, banks and pharmacies. Close to Tampa International Airport, St. Petersburg, and Sarasota. Don't miss this rare opportunity to own a piece of Florida paradise! Schedule your private tour today!

Estimated
Seller's interest rate
2.86%
7%
Estimated
Monthly payment

$1,525
$1,995
You may also save up to $148,866 in total interest paid.

Learn about how it works

Why Roam


Gap financing to lower your down payment

Unlock down payments as low as 5% – only with Roam

5x the likelihood your offer is accepted

If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close

Close faster and stress-free

We close 2x faster because of our deep experience and lender relationships

Rates and payments are estimates based on public records.


Open house
Apr 26 • 11AM - 1PM
Financials
Seller’s estimated current equity is SIGNIN
To assume this mortgage you must cover the seller’s equity by using your cash or by combining your cash with gap financing.
Estimated $1,995 monthly payment

Financed
SIGNIN
Location
Use two fingers to move the map
Loan details
Loan type
FHA
Rate
2.86%
Remaining term
26 yrs and 5 mos
Remaining balance

Source: Public records

Monthly payment

All values shown are estimated costs / mo.

Total
$1,525
Principal & interest
$868
Mortgage insurance
$148
Property taxes
$141
Home insurance
$331
HOA fees
$34
Utilities
Not included

Source: Public records

Home details
Size
1,852 sqft
Lot size
0.24 acres
Year built
1969
Type
Single Family Residence
HOA dues
$34.92

Source: STELLAR #TB8345376

Qualify

To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

FHA (Federal Housing Administration) loans

FHA loans require the buyer to assume the mortgage as a primary residence.

VA (Veteran's Affairs) loans

You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.

Investors

You may be able to assume a VA mortgage as an investor without it being your primary residence.

Resources
Frequently asked questions

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

View all FAQs
Last updated: Apr 23, 2025 09:43 am
Listing agent: Kristen Miller (810) 772-3213
Listing provided courtesy of: CENTURY 21 BEGGINS ENTERPRISES (813) 645-8481
Details provided by STELLAR and may not match the public record.
MLS ID: #TB8345376
Listings courtesy of Stellar MLS as distributed by MLS GRID. Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Listing information is provided for consumers? personal, non-commercial use, solely to identify prospective properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law. Information deemed reliable but not guaranteed. Copyright © 2025 MLS GRID. All Rights Reserved.
Fair Housing Act logo Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.
$1,525
View details