18045 Tarrington Pl, Hudson, FL 34667
2 beds · 2 baths · 1,325 sqft
Welcome to Heritage Pines, a highly sought after resort-style 55+ golf course community. As you pass through the 24-hour manned security gate, you’ll be greeted by a picturesque neighborhood that instantly feels like home. A brand-new roof is set to be installed by April 2025, ensuring peace of mind for years to come. Inside, the foyer opens into a spacious great room with beautiful laminate flooring, soaring ceilings, and an abundance of natural light. The kitchen boasts granite countertops, ample cabinetry, stainless steel appliances, and a convenient pass-through to the living room—ideal for entertaining. A bright and airy breakfast nook overlooks the private backyard, creating a serene spot to start your day. The oversized owner’s suite features dual walk-in closets and an ensuite bathroom complete with a glass-enclosed walk-in shower. The split-bedroom floor plan offers privacy, with the second bedroom and guest bath thoughtfully positioned toward the front of the home. Step out onto the screened-in lanai and unwind in tranquility. Heritage Pines provides a vibrant lifestyle with low HOA and CDD fees, granting access to top-tier amenities, including a heated pool with a jacuzzi, a newly renovated clubhouse with a full-service restaurant, pickleball and tennis courts, a fitness center, a game room, and more. Experience the best of active adult living—schedule your private showing today!
Source: STELLAR #W7873499
Financials
Source: STELLAR #W7873499
Source: Public records
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.