1804 Otwell Dr, Haslet, TX 76052
4 beds · 3 baths · 3,065 sqft
Get a free consultation call with an expert in the mortgage assumption process.
MOTIVATED SELLERS!! Welcome to your dream home at 1804 Otwell Drive! This beautifully maintained 2019 built masterpiece offers four spacious bedrooms, three full bathrooms, and a dedicated office, providing the perfect blend of luxury, comfort, and functionality. Designed with an open-concept layout, this home is an entertainer’s dream, seamlessly connecting the living, dining, and kitchen areas. The gourmet chef’s kitchen is a showstopper, featuring top-of-the-line appliances, sleek countertops, and ample storage—perfect for hosting gatherings or preparing family meals. Upstairs you will find an open second living area, perfect for a media or game room for the kids to hang out and play after school. Step outside to a backyard oasis, complete with an expansive extended covered patio, pristine turf, and your very own putting green, creating an ideal space for relaxation and entertainment! The oversized master suite offers a private retreat, boasting a spa-like bathroom and generous walk-in closet. Enhancing your comfort and convenience, the home also features a premium water softener system. This is a rare opportunity to own a true sanctuary—don’t let it slip away!
Source: NTREIS #20822741
Source: NTREIS #20822741
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.