1801 STARGAZER TRL, Kissimmee, FL 34758
Welcome to 1801 Stargazer Trail, a beautiful home in the charming Brighton Landings community in Kissimmee, Florida. This spacious residence perfectly blends comfort and style, featuring an open floor plan, high ceilings, and abundant natural light. The kitchen is equipped with modern appliances, ample counter space, and a convenient breakfast bar, making it ideal for everyday living and entertaining guests. The property offers three generously sized bedrooms with plenty of closet space, including a primary suite with a private bathroom and a walk-in closet. Outside, you can enjoy the Florida sunshine in your private backyard and sunroom, perfect for relaxing or hosting gatherings. The home also features a two-car garage and is situated on a well-maintained corner lot. Brighton Landings Community: Brighton Landings is a sought-after, guard-gated community offering various amenities for residents. Enjoy access to a clubhouse, a community pool, a fitness center, and playgrounds, making it an ideal place for families and individuals who enjoy an active lifestyle. The community is beautifully landscaped, providing a serene and welcoming atmosphere. Surrounding Areas: Located in Kissimmee, 1801 Stargazer Trail offers convenient access to a range of local amenities. You’ll find shopping centers, restaurants, and entertainment options just a short drive away, including The Loop, a popular outdoor mall with a variety of retail stores and dining options, as well as Orlando Vineland Premium Outlets, Old Town, and Disney Springs. For outdoor enthusiasts, the nearby Shingle Creek Regional Park offers trails, kayaking, and picnicking areas, perfect for weekend adventures. Schools: Brighton Landings is served by the Osceola County School District, known for its commitment to providing quality education. The property is conveniently located near several well-regarded schools, including: Sunrise Elementary School (PK, K-5) and Flora Ridge Elementary School: Highly rated elementary schools just a short drive away. Horizon Middle School (6-8) and Kissimmee Middle School: Both offers a strong curriculum and a variety of extracurricular activities. Poinciana High School (9-12) and Osceola High School: Known for their academic programs and diverse extracurricular offerings, including sports and arts. Note: Seller will not be paying off the solar panels at closing. Buyer will need to assume the financing for the remaining balance and ownership of the solar panels. Don't miss this great opportunity! Call the listing agent to schedule your showing!
You may be able to put down less than the total down payment amount of $139,279 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #t3552886
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.