1801 Stargazer Trl, Kissimmee, FL 34758
3 beds · 2 baths · 1,545 sqft
Welcome to 1801 Stargazer Trail, a beautiful home in the charming Brighton Landings community in Kissimmee, Florida. This spacious residence perfectly blends comfort and style, featuring an open floor plan, high ceilings, and abundant natural light. The kitchen is equipped with modern appliances, ample counter space, and a convenient breakfast bar, making it ideal for everyday living and entertaining guests. The property offers three generously sized bedrooms with plenty of closet space, including a primary suite with a private bathroom and a walk-in closet. Outside, you can enjoy the Florida sunshine in your private backyard and sunroom, perfect for relaxing or hosting gatherings. The home also features a two-car garage and is situated on a well-maintained corner lot. Brighton Landings Community: Brighton Landings is a sought-after, guard-gated community offering various amenities for residents. Enjoy access to a clubhouse, a community pool, a fitness center, and playgrounds, making it an ideal place for families and individuals who enjoy an active lifestyle. The community is beautifully landscaped, providing a serene and welcoming atmosphere. Surrounding Areas: Located in Kissimmee, 1801 Stargazer Trail offers convenient access to a range of local amenities. You’ll find shopping centers, restaurants, and entertainment options just a short drive away, including The Loop, a popular outdoor mall with a variety of retail stores and dining options, as well as Orlando Vineland Premium Outlets, Old Town, and Disney Springs. For outdoor enthusiasts, the nearby Shingle Creek Regional Park offers trails, kayaking, and picnicking areas, perfect for weekend adventures. Schools: Brighton Landings is served by the Osceola County School District, known for its commitment to providing quality education. The property is conveniently located near several well-regarded schools, including: Sunrise Elementary School (PK, K-5) and Flora Ridge Elementary School: Highly rated elementary schools just a short drive away. Horizon Middle School (6-8) and Kissimmee Middle School: Both offers a strong curriculum and a variety of extracurricular activities. Poinciana High School (9-12) and Osceola High School: Known for their academic programs and diverse extracurricular offerings, including sports and arts. Note: Seller will not be paying off the solar panels at closing. Buyer will need to assume the financing for the remaining balance and ownership of the solar panels. Don't miss this great opportunity! Call the listing agent to schedule your showing!
Source: STELLAR #t3552886
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #t3552886
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #t3552886
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