1801 Creekwater Blvd, Port Orange, FL 32128
4 beds · 4 baths · 3,148 sqft sqft
Welcome to this exceptional opportunity to own a lakefront home featuring 4 bedrooms plus a bonus room, and 4 baths, complete with a luxurious pool in the sought-after Waters Edge community. Step onto the inviting front porch and through the elegant glass front door where you're greeted by a formal living room adorned with luxury vinyl plank flooring and plantation shutters. This space seamlessly flows into the formal dining room which boasts crown molding and continued LVP flooring creating a cohesive and sophisticated atmosphere. The heart of the home is the grand kitchen equipped with built-in stainless-steel appliances, brand new quartz countertops, a stylish tile backsplash, a spacious pantry, and an oversized island that overlooks the breakfast nook. Enjoy serene pool views from the nook through triple sliding doors leading into the family room where luxurious vinyl plank floors, crown molding, and plantation shutters continue to impress. A convenient half bath completes the downstairs area, ideal for guests. Venture upstairs to discover 4 generous bedrooms. The Master Suite offers a tranquil retreat with a decorative trey ceiling, crown molding, two walk-in closets, LVP flooring, and an En-suite bath featuring dual sinks, a soothing soaker tub, and a tiled walk-in shower. The second bedroom also boasts a private En-suite bath along with LVP flooring, crown molding, and a walk-in closet, creating a junior suite feel with its own walk-in tile shower. Bedrooms 3 and 4 are spacious and well-appointed featuring the same elegant crown molding, luxury vinyl plank flooring, and plantation shutters. The third bathroom is designed with a tiled tub/shower combo for added convenience. A versatile loft area provides an ideal space for a playroom or flex area, enhancing the home's functionality. The upstairs is completed with a conveniently located laundry room, ensuring all areas maintain uniform luxury vinyl plank flooring throughout for easy maintenance. Outside, you'll find your personal paradise with a stunning saltwater pool and spa set against a picturesque backdrop of a private lake. The expansive 15x30 pool features elegant stone accents and a heated electric jacuzzi, perfect for relaxation and entertainment. An oversized lanai offers the perfect setting to fully embrace the Florida lifestyle. This home is surrounded by lush landscaping, complete with concrete curbing for a polished finish. Additional features include dual AC systems for optimal comfort on each floor, plantation shutters throughout, extensive crown molding in most rooms, an irrigation system utilizing reclaimed water, high ceilings throughout, and beautiful paver accents on the driveway and walkway. An under-stairs closet provides additional storage space. Located in the desirable Waters Edge community, this property offers convenient access to schools, restaurants, shopping, and highways. The community itself boasts miles of walking trails, a children's playground, and a stunning entryway. This grand two-story home awaits its new owner so don't miss the chance to make it yours!
Source: STELLAR #fc303547
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #fc303547
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #fc303547
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.