180 Aurora Rd, Venice, FL 34293
2 beds · 2 baths · 1,358 sqft
PRICE IMPROVEMENT!! This phenomenal home boasts a heated saltwater pool oasis complete with outdoor kitchen on a Large lot in beautiful South Venice, FL. where charm meets modern convenience making this home the perfect backdrop to capture and share a life well lived. LOCATION, LOCATION, LOCATION! Enjoy the ultimate convenience with Shamrock Park just a short walk away and scenic cycling along the Intracoastal Waterway. Explore Venice’s pristine beaches and vibrant cultural attractions, with Sarasota, Tampa, and Ft. Myers all within reach. Travel is effortless with convenient access to airports and cruise ports, and top-tier hospitals and medical care are close by for peace of mind. For those who love the water and community, optional memberships are available for the South Venice Beach Ferry, South Venice Boat Ramp, South Venice Yacht Club, and South Venice Civic Association. Enjoy world-class tarpon fishing in the Gulf, back-water flats fishing, snorkeling, shelling, island/sand-bar hopping, skiing, picnicking. All of this is just a moment from your front door! Best of all—NO HOA rules, NO HOA fees, NO CDD and NOT in a Flood Zone! This meticulously maintained and fully updated single-family home features a spacious split floor plan with 2 bedrooms, 2 bathrooms and additional outdoor oasis designed to provide comfort and versatility. The primary suite offers a peaceful retreat boasting a walk-in closet and modern ensuite bath with tub, while the second bedroom doubles as a home office, studio or hobby room, complete with a Murphy bed and double built-in closet. The updated kitchen combines beauty and functionality, showcasing granite countertops, stainless steel appliances, and the adjacent entertaining hub—equipped with compact refrigeration perfect for keeping auxiliary essentials chilled and additional cabinetry for all your storage needs. Hurricane-impact windows and doors upgraded in 2018 provide security and energy efficiency, while tile flooring throughout adds a stylish & seamless flow, that’s easily maintained. Step outside to your private paradise, a custom 14x28 heated saltwater pool with serene waterfall feature, spa bench and paver deck, within the comfort of your screened lanai. The outdoor kitchen is equipped with premium appliances, including a stainless-steel propane powered grill & wok ring, and ventilation system—perfect for entertaining or quiet evenings under the stars. The fenced backyard is a tropical haven, complete with an outdoor shower, a storage shed, and ample space for pets or gardening. The mature landscaping with programmable irrigation system will make keeping your property lush year-round effortless. Practical updates include a newly installed removable pool safety fence, recently re-inspected Scotchgard roof (2015), a Daikin A/C system (2016), and newer ducts that have been inspected/professionally cleaned. A new septic field with a lift system, as well as hurricane-impact windows and doors have been replaced for added peace of mind. The garage and extended driveway provides plenty of room for vehicles and even a boat.**HOME INCLUDES A COMPREHENSIVE 1-YEAR HOME WARRANTY, COVERING MAJOR SYSTEMS AND APPLIANCES | Recent Survey & Inspections Available** | **This property qualifies for a 1% lender Credit—inquire for more details! ** Dreaming of the Florida lifestyle—don’t miss your chance to experience all the Suncoast has to offer-Schedule your private tour today.
Source: STELLAR #A4637949
Financials
Source: Public records
Source: STELLAR #A4637949
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.