18 Brentwood Dr, Greenville, SC 29609
3 beds · - baths · sqft sqft
Rare opportunity for a renovated home on the outskirts of N. Main in Croftstone! As you arrive in this quiet cul de sac you'll notice an all brick bungalow home with a brand new architectural shingled roof, new landscaping and a large parking pad. The seller has just finished renovating so please check out the long list of updates and survey in associated docs. Through the foyer the spacious living room greets you with beautiful oak floors, fresh neutral paint and a fireplace as the focal point that flows into the dining room and kitchen. Gourmet chefs will love the new kitchen with quartz countertops, soft close solid maple cabinets and all new stainless steel appliances including refrigerator and built-in microwave. The kitchen was brought down to the studs for new wiring/plumbing/hardwoods. Off the kitchen is a wonderful screened in porch and a new laundry addition with ceramic tiled floors and artistic stenciled walls. Down the hall is a full bath with two sinks, new tiled surround tub and floors, new light fixtures, and new cabinets with granite countertops. The master has a cute half bath that fits the 1950 era. The seller is willing to share the architectural plans for a full bath and walk-in closet addition. All three bedrooms are spacious and inviting with hardwood floors. The backyard is 90% fenced-in, generously sized with .30 acres, and tree lined for privacy. This is a wonderful neighborhood with Croftstone Park just around the corner busy with young families. This home is also close to downtown Greenville and all the fun!
Source: GREENVILLESC #1536982
Interest rate and monthly payment estimated based on public records.
Source: GREENVILLESC #1536982
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #1536982
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