17999 W Canyon Ct, Goodyear, AZ 85338
3 beds · 3 baths · 1,734 sqft sqft
Welcome to this amazing 3-bedroom, 2.5-bathroom, two-story home situated on a desirable N/S exposure corner lot on a quiet cul-de-sac street in the sought-after Estrella community. Offering stunning mountain views and just steps away from North Lake and desert walking trails, this home is perfect for those who love outdoor living. Estrella residents enjoy access to over 50 parks, hiking and biking trails, multiple resort-style Residents' clubs, lakes, schools, Championship golf, and convenient commercial offerings. Inside, you'll find vaulted ceilings, plantation shutters downstairs, faux wood blinds upstairs, and beautiful diagonal-laid tile in all the right places. The neutral color palette flows seamlessly from the formal living and dining areas into the great room and gourmet kitchen. Here, you'll appreciate the SS appliances, gorgeous granite countertops, and a lovely view window above the sink that brings in plenty of natural light. The kitchen also offers ample cabinet and counter space, a desirable center island, and a casual dining area, perfect for entertaining. Step outside to the spacious backyard oasis, where you'll find an extended covered patio, a large lawn, extra storage, and mountain views, making this space perfect for gatherings with family and friends. Upstairs, the primary suite features an ensuite bathroom with an extended vanity, a shower/tub combo, and a large walk-in closet. Two additional bedrooms and a full guest bath round out the upper level. Back downstairs, you'll find a convenient powder room and a laundry room with an included washer and dryer. The home also features a 2-car garage with an extended space for extra storage or a workbench. With easy access to the community's many amenities and nearby nature trails, this home offers the perfect balance of comfort and lifestyle. Don't miss your opportunity to make it yours - submit your offer today!
Source: ARMLS #6759619
Interest rate and monthly payment estimated based on public records.
Source: ARMLS #6759619
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #6759619
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