17962 W Elm St, Goodyear, AZ 85395
4 beds · 3 baths · 3,239 sqft
Veteran only VA Assumable at 3.25%. ''Welcome to Your Dream Home: Unique one-of-a-kind Meritage Austin Floor Plan with Exceptional Features!'' From the moment you arrive, you'll be greeted by an inviting private front courtyard, setting the tone for what awaits inside. Boasting 4 bedrooms, Den/ Flex space, 3 bathrooms, this home offers ample space and privacy for your family. The private backyard is a haven of relaxation, complete with a sparkling pool and a 8 ft double gate - perfect for all your outdoor adventures. Experience seamless indoor-outdoor entertainment with a 16 ft multi-slider, blending your living spaces effortlessly. Prepare to be wowed by the stunning chef-inspired gourmet kitchen, featuring white double stacked upper and lower cabinets, oversized quartz countertops with blue lower cabinets, and top-of-the-line appliances. The large primary bedroom offers a tiled walk-in spa shower and a spacious walk-in closet with direct entry into the laundry room. The split floor plan ensures privacy, with three secondary bedrooms located along the west wing of the house. Bedrooms 3 and 4 share a Jack-n-Jill bathroom and Bedroom 2 has a hallway bathroom equipped with a tiled walk-in shower. Unique features abound in this home, including a custom-built bar area off the great room, custom cabinets with a sink in the laundry room, and a custom entertainment built-in with an electric fireplace - designed to hold a 100-inch TV! But that's not all - this exceptional home also boasts a 24k mini-split unit in the garage, epoxy flooring, Bluetooth surround sound speakers, and an additional 100-watt sub-panel. The state-of-the-art pool includes top of the line Pentair equipment and a Pentair electric heater all backed by a factory limited lifetime warranty. And the cherry on top? This amazing home comes with 40 solar panels, a 15.8 kW system producing over 24,000 kW per year, ensuring energy efficiency and savings for years to come. Don't miss the opportunity to make this truly extraordinary home yours.
Source: ARMLS #6838635
Financials
Source: ARMLS #6838635
Source: Public records
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.