17920 E Emilia Dr, Parker, CO 80134
3 beds · 2 baths · 1,922 sqft
Rarely available in the sought-after Anthology community, this "ranch with a basement" is a must-see before it's gone! Thoughtfully located and beautifully appointed, this home boasts over 1,900 finished square feet, with 3 bedrooms and 2 bathrooms, offering a luxurious yet easy lifestyle. The charming covered front porch is the perfect spot to start or end your day. Step inside to soaring ceilings, tall doors, and continuous luxury plank flooring throughout much of the main level. Two secondary bedrooms and a full bath are positioned at the front of the house, ensuring privacy from the primary suite and main living spaces. The gourmet kitchen is truly a showstopper. Featuring upgraded 42" cabinets, stainless steel appliances, a double-door pantry, and a spacious quartz countertop island, it's a cook’s dream. The adjacent dining area comfortably accommodates a table for 6-8, which could be expanded for special occasions. Whether you're in the kitchen, dining room, or living room, you'll appreciate the priceless open-space views behind the property. Plus, the area between the home and the fenceline offers potential for further customization. The serene primary suite enjoys gentle southern exposure and features an ensuite 5-piece bath, along with large linen and walk-in closets. Conveniently, the laundry room is located just outside the primary suite for added ease. And speaking of convenience, the 3-car garage and the 1,900 square foot unfinished basement offer endless possibilities for storage or future customization. This home was also pre-wired for "smart" technology, easily activated to suit your needs. Beyond the property itself, the Anthology community offers miles of trails, a park, playground, Community Center, pool, and is just moments from all things Parker. Nestled in a peaceful pocket yet centrally located, 17920 E Emilia Drive offers the home and lifestyle you’ve been waiting for!
Source: RECO #1651453
Source: RECO #1651453
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #1651453
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