17912 POLO TRL, Bradenton, FL 34211
Welcome to 17912 Polo Trail, a stunning residence offering unparalleled luxury and versatility. Nestled in the coveted Polo Run community, this home features a sprawling lot, breathtaking lake views, and high-end upgrades throughout. From the moment you step inside, you'll be greeted by a panoramic view of the lake. The open floor plan, high ceilings, and oversized sliders create a spacious, light-filled environment perfect for both relaxing and entertaining. The main living area includes a large living room, a casual dining space, and a gourmet kitchen with a generous island, stainless steel appliances, granite counters, and 42" cabinetry. The first floor also features a half bath and abundant storage. Upstairs, the expansive Owner’s Suite is thoughtfully separated from the other bedrooms, offering a private retreat with a walk-in closet and an en-suite bathroom complete with a dual wood vanity, garden tub, glass-enclosed shower, and separate water closet. A second bedroom and bathroom provide privacy for young adults, while additional bedrooms share a large bathroom with a dual vanity. The home's versatile layout includes an In-Law Suite with its own living room, large kitchen, dining area, bedroom, walk-in closet, and bathroom with ADA-compliant features. This suite also has a private entrance and access to the back lanai, making it ideal for extended family, guests, or even a home business. Outside, the fenced-in backyard is a perfect space for a future pool or a play area. The covered, screened-in paver lanai is an ideal spot to enjoy serene lake views and beautiful sunsets. Polo Run is a gated community offering a host of amenities: a resort-style pool with lap lanes, a state-of-the-art fitness center, a luxurious clubhouse, lighted tennis and pickleball courts, a playground, and more. The community is also all-solar, enhancing both your lifestyle and energy efficiency. Your HOA fees include your landscaping cut, bush trimming, mulching and irrigation. Conveniently located near A-rated Lakewood Ranch schools, shopping, dining, and beautiful beaches, this home offers both luxury and convenience. Schedule your showing today to discover why this exceptional property and its vibrant community are so highly sought after.
You may be able to put down less than the total down payment amount of $227,109 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #p4931792
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.