1791 N Heron Dr, Pueblo, CO 81007
3 beds · 3 baths · 1,270 sqft
Modern Pueblo West Rancher on 1.42 Acres with Scenic Mesa Views and RV Parking Discover this charming ranch-style home in Pueblo West, set on a spacious 1.42-acre lot that offers both privacy and stunning scenic mesa views. Located at the end of the road, this property is a serene retreat from the hustle and bustle, providing an unparalleled sense of tranquility and seclusion. The exterior of the property is a gardener's dream, featuring a large greenhouse perfect for cultivating your favorite plants year-round. In addition, a cozy fire pit at the back of the property sets the stage for memorable outdoor gatherings with family and friends under the stars. Step inside to find new flooring in the kitchen, living room, and hallway, creating a fresh and inviting atmosphere. The master bedroom features plush new carpet, adding a touch of luxury to your personal sanctuary. The home's central air conditioning and roof evaporative cooler ensure you stay comfortable in all seasons. A key convenience of this home is the included washer and dryer, making your move-in seamless and hassle-free. The property also boasts ample RV parking, catering to your recreational needs and providing plenty of space for your vehicles and outdoor toys. The unfinished basement offers a blank canvas for your imagination. Whether you envision a home gym, a workshop, a recreation room, or additional living space, this area provides endless potential for customization and expansion to suit your lifestyle. Don't miss out on this exceptional location that combines the best of peaceful living with modern amenities. This Pueblo West rancher is more than just a home—it's a lifestyle waiting for you to embrace.
Source: PPMLS #2363779
Interest rate and monthly payment estimated based on public records.
Source: PPMLS #2363779
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #2363779
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.