179 Arbor Crk, Warner Robins, GA 31093
4 beds · 2 baths · 2,282 sqft sqft
PRICE IMPROVEMENT & $2,000 LENDER CREDIT OFFERED TO BUYER TOWARD CLOSING COST FEES WHEN FINANCING WITH MELISSA GIBSON WITH ACADEMY MORTGAGE POWERED BY GUILD! AMAZING HOME WITH A ROOM FOR EVERYONE!!! BEAUTIFUL, 2 STORY, 4 BD / 2.5 BATH HOME WITH 3 LIVING AREAS & OUT BUILDING LOCATED IN QUIET, SIDEWALK COMMUNITY! This Fabulous Home is Well Maintained & features Easy Maintenance Vinyl Siding Exterior with Brick Accents & Welcoming Craftsman Style Front Door with Storm Door Allowing Additional Natural Lighting Into the Lovely Interior which boasts of Beautiful Luxury Vinyl Plank Flooring & Gorgeous Light Fixtures throughout the Main Level, Decorative Judges Panels Just as you step into the Foyer with Access to the Office/Library/Form Living Room/etc. You will Love the POPULAR OPEN FLOOR PLAN featuring Formal Dining Room with Designer Accent Wall, Spacious Great Room with Ceiling Fan that is Open to the Beautiful Kitchen featuring Tons of Gorgeous Cabinetry and Counter Space, Large Island with Breakfast Bar, Stainless Steel Appliances, Under Counter Lighting & Breakfast Area. All Bedrooms are Located on the Second Level and features an Awesome Loft Space that is Perfect for a Play Room/Teen Living Space/Game Room/Lounge Area/Gym/Hobby Area/etc. The HUGE PRIMARY BEDROOM offers a Spacious Primary Bath featuring Dual Vanity, Garden Tub, Seperate Shower, Additional Space for a Makeup/Dressing Area, Walk In Closet & Linen Closet. Nice Guest Bedrooms offer Great Closet Space with Access to Full Guest Bath. Enjoy Relaxing or Entertaining on the Oversized Patio overlooking the Spacious Backyard with Privacy Fence, Mature Trees, Fire Pit Area & Out Building for Additional Storage. This Area is Perfect for Grilling & Outdoor Dining. Other Features Include 1/2 Bath on the Main Level for Guests, Spacious Laundry Room, Mud Room Just off the 2 Car Garage for Additional Storage, 2" Blinds, Gutters & More! This Amazing Home is Conveniently Located to Shopping, Restaurants, Entertainment, Schools & I-75! Call Today to schedule your appointment to view this Gorgeous Home all for Under $300,000!
Source: GAMLS #10396869
Interest rate and monthly payment estimated based on public records.
Source: GAMLS #10396869
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #10396869
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.