VA loan
1 of 64
VA loan
$289,900

179 Arbor Crk, Warner Robins, GA 31093

4 beds · 2 baths · 2,282 sqft sqft

AMAZING HOME WITH A ROOM FOR EVERYONE!!! BEAUTIFUL, 2 STORY, 4 BD / 2.5 BATH HOME WITH 3 LIVING AREAS & OUT BUILDING LOCATED IN QUIET, SIDEWALK COMMUNITY! This Fabulous Home is Well Maintained & features Easy Maintenance Vinyl Siding Exterior with Brick Accents & Welcoming Craftsman Style Front Door with Storm Door Allowing Additional Natural Lighting Into the Lovely Interior which boasts of Beautiful Luxury Vinyl Plank Flooring & Gorgeous Light Fixtures throughout the Main Level, Decorative Judges Panels Just as you step into the Foyer with Access to the Office/Library/Form Living Room/etc. You will Love the POPULAR OPEN FLOOR PLAN featuring Formal Dining Room with Designer Accent Wall, Spacious Great Room with Ceiling Fan that is Open to the Beautiful Kitchen featuring Tons of Gorgeous Cabinetry and Counter Space, Large Island with Breakfast Bar, Stainless Steel Appliances, Under Counter Lighting & Breakfast Area. All Bedrooms are Located on the Second Level and features an Awesome Loft Space that is Perfect for a Play Room/Teen Living Space/Game Room/Lounge Area/Gym/Hobby Area/etc. The HUGE PRIMARY BEDROOM offers a Spacious Primary Bath featuring Dual Vanity, Garden Tub, Seperate Shower, Additional Space for a Makeup/Dressing Area, Walk In Closet & Linen Closet. Nice Guest Bedrooms offer Great Closet Space with Access to Full Guest Bath. Enjoy Relaxing or Entertaining on the Oversized Patio overlooking the Spacious Backyard with Privacy Fence, Mature Trees, Fire Pit Area & Out Building for Additional Storage. This Area is Perfect for Grilling & Outdoor Dining. Other Features Include 1/2 Bath on the Main Level for Guests, Spacious Laundry Room, Mud Room Just off the 2 Car Garage for Additional Storage, 2" Blinds, Gutters & More! This Amazing Home is Conveniently Located to Shopping, Restaurants, Entertainment, Schools & I-75! Call Today to schedule your appointment to view this Gorgeous Home all for Under $300,000!

Interest rate 3
3.05%
With Roam
6.5%
The seller’s mortgage rate at the time the loan was originated.
Monthly payment 3
$840
With Roam
$1,219
Reduce your monthly payments by $378 when you assume this mortgage.
You also save $124,272 in total interest paid.

$103,115
Edit

You may be able to put down less than the total down payment amount of $103,115 and have the rest of the funds financed with a 2nd mortgage from a lender. 4

Interest rate and monthly payment estimated based on public records.

Roam helps you take over the seller’s lower interest rate 1
We help you assume the seller's mortgage and avoid higher prevailing market rates.

45-day closing guarantee 2
We work directly with the mortgage servicer to help you quickly and easily close the transaction.

VA loan
Eligible for investors
Not a veteran? You may still be qualified to assume the mortgage.
Location
Details
Home
Size
2,282 sqft
Lot size
0.2 acres
Year built
2018
Type
Single Family Residence

Source: GAMLS #10396869

Loan
Remaining term
27 years, 4 months
Rate
3.05%
Monthly P&I
$840
Remaining loan balance
$186,784

Source: Public records

How it works

Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.

Tour

Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.

Offer

Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.

Close

Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.

Who can qualify

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

Frequently asked questions

What is Roam?

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Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

What is an assumable mortgage?

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An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

Why is an assumable mortgage valuable?

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When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Will an assumption work for me?

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An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.

Why do buyers use Roam?

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Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step. Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.

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Last updated: Oct 23, 2024 08:54 am
Listing agent: Ilia B Durham (478) 808-1298
Listing provided courtesy of: Coldwell Banker Access Realty (478) 953-8595
Details provided by GAMLS and may not match the public record.
MLS ID: #10396869
The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of GAMLS. All real estate listings are marked with the GAMLS Broker Reciprocity thumbnail logo and detailed information about them includes the name of the listing brokers. The broker providing these data believes them to be correct, but advises interested parties to confirm them before relying on them in a purchase decision. Copyright © 2024 GAMLS. All rights reserved.
Fair Housing Act logo Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.
Disclaimers
1 Roam connects buyers and sellers to homes with assumable mortgages via a concierge service. Roam does not offer or engage in mortgage lending activity.
2 45 day guarantee is subject to credit approval by your loan servicer.
3 The assumable interest rate shown for this assumable mortgage is an estimate using the average of interest rates in this home's area at the time of the last sale. The actual assumable interest rate may differ. Estimated payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Roam connects buyers and sellers to home with assumable mortgages via a concierge service. Roam does not offer mortgage loans, extend credit, make credit determinations, or otherwise engage in mortgage lending or brokering activities. The lender makes all credit and qualification decisions with buyers. Any determination to extend credit to a buyer is a decision by the lender, and not by Roam.
4 The lender makes all credit and qualification decisions with buyers. Any choice to extend credit to a buyer is a decision by the lender, and not by Roam.
$840/mo
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