1782 N 2nd Ave, Upland, CA 91784
3 beds · 2 baths · 1,727 sqft
**Meticulously Remodeled Single-Story Home with Resort-Style Amenities** Located in the desirable foothills of Upland, this exceptional single-story residence has been beautifully remodeled to offer a perfect blend of modern elegance and everyday comfort. Designed with both style and functionality in mind, the home features an inviting open floor plan, abundant natural light, and high-end finishes throughout. The spacious living room is a true centerpiece, boasting a cozy fireplace and large windows that flood the space with natural light. The remodeled kitchen is a chef’s delight, featuring quartz countertops, stainless steel appliances, a walk-in pantry, and an effortless flow into the dining area—perfect for entertaining. The primary suite provides a peaceful retreat with its luxurious en-suite bath, while two additional bedrooms and a stylish hall bath complete the living quarters. Premium upgrades throughout the home include vinyl dual-pane windows, engineered hardwood flooring, LED recessed lighting, a Sonos sound system, PEX plumbing, a tankless water heater, a whole-home water softening system, and custom window shutters. Step outside and experience resort-style living in your own backyard. A sparkling pool and spa set the stage for relaxation, while the outdoor firepit and covered patio offer the perfect setting for entertaining under the stars. The detached two-car garage has been fully finished with drywall, epoxy flooring, a custom garage door, and a **mini-split heating and cooling system** for ultimate versatility. **RV parking** provides additional convenience for travelers and adventurers alike. Perfectly positioned near the Euclid Bridle Path, award-winning schools, and with easy access to the 210 Freeway, this home is an ideal blend of luxury, comfort, and convenience. Don’t miss your chance to live in one of Upland’s most sought-after neighborhoods—schedule your showing today!
Source: CRMLS #CV25069547
All values shown are estimated costs / mo.
Source: Public records
Source: CRMLS #CV25069547
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
