17805 Stella Moon Pl, Lutz, FL 33558
2 beds · 3 baths · 2,307 sqft sqft
HOME SWEET HOME! Stunning townhome with 2 owners suits, a large flex/loft room, 2 1/2 bathrooms, 2 car garage on a Prime Location and Great "A" school district. Loaded with many high end upgrades like crown molding, quartz tops, led lighting under and tops cabinets, 9' ceiling, impressive light features, premium wood floor covering, epoxy garage covering, large and spacious walking closet. MUST SEE!! As you enter the home you will be greeted by the openness of first level with delightful charcoal wood flooring, a large dinning area, great room and gourmet kitchen for the chef in the house to enjoy elements like a Large island breakfast-bar, with quartz countertops, 42" solid wood cabinetry, lighting under of the cabinets, all stainless steel appliances, a walking pantry and a mud room beautifully designed. The living room features a tasteful modern custom smart electric fireplace with light gray stone finished. As you head outside thru a large sliding door, there is a screen cover lanai, overlooking to conservation area very secluded, so you to enjoy a cup of coffee or unwind after a long day. This townhome is must see!! Full of character, very cozy, warm and welcoming. The second level with 2 huge owner suites and large bathrooms, double sinks, wood cabinets and walking shower with glass doors, private commode, and huge walking closets. The large loft/flex area can be used as an office or game room. The home also offer a state-of-art water treatment for the entire home. The garage floor has been upgrade with epoxy gloss paint. Do not miss your chance to own this unit in the Lakeshore community located in Lutz. Short distance from Dale Mabry Hwy where you can find a lots shopping, restaurants, hospital, medical offices, worship places, grocery stores and with quick access to Suncoast parkway. Schedule your showing soon!! CLICK TO SEE ViDEO. * Room Dimensions are estimated, Buyer to verify all information and to review community documents.
Source: STELLAR #t3552334
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #t3552334
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #t3552334
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.