178 Pinnacle Point Ct, Dallas, GA 30132
4 beds · 2 baths · 2,366 sqft
**ASK ABOUT OUR RED LABEL FINANCING PROMOTION! Beautifully maintained home has special touches and lots of room throughout! Fall in love as soon as you pull up with brick accents and a huge porch, perfect for rocking chairs and cool Georgia evenings. Inside, crown molding, upscale trim and doors, and arched entries add sophistication. Enjoy gorgeous and easy to maintain new LVP wood floors throughout the main level hallway, formal dining room, and kitchen. Front room makes a great formal living room, home office, playroom, you name it! Formal dining room is bright and open with an upgraded light fixture. Lots of natural light in the living room as well as a cozy fireplace makes it a great space to enjoy evenings together. On-trend kitchen features granite counters, subway tile backsplash, island, stainless steel appliances, 42" cabinetry, and easy access to the back deck for dining al fresco. All bedrooms are upstairs for added convenience! Retreat to the primary bedroom with trey ceiling and an en-suite bath with dual sinks with quartz counters, soaking tub, walk-in shower, and his/her oversized walk-in closets including a dressing closet. Three spacious secondary bedrooms and a full bath ensures room for everyone. No more lugging laundry baskets up the stairs with a laundry room on the 2nd floor! Looking for even more room? Don't miss the partially finished daylight/walk out basement - the perfect man cave, home office, guest suite, media room - the only limit is your imagination! The backyard has lots of room to spread out as well with an upstairs deck, downstairs covered patio, and plenty of green space. Hurry and book your tour today!
Source: GAMLS #10354467
Source: GAMLS #10354467
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #10354467