1775 Sugarberry Trl, Sarasota, FL 34240
4 beds · 3 baths · 2,314 sqft sqft
Welcome to your luxury smart-home located in a private Sarasota community lined with beautiful, mature trees. Situated near renowned golfing centers, tennis courts, and boating facilities, your new residence or vacation home (no significant effects by the recent storms and kept power) offers endless opportunities for outdoor recreation while you enjoy the wonderful weather every day. If you're looking to relax in the sun, you'll be located just a short drive to Siesta Key, Longboat Key, Lido Key and St Armands Circle, where you have access to some of the best beaches in the United States. Also located near University Town Center Mall, Downtown Sarasota, and Sarasota Bradenton International Airport, you'll have plenty of options for fine or casual dining downtown or at the beach, entertainment, arts, travel or staycations. This custom model home combines modern technology with upscale luxury living, making it a true gem in the heart of Sarasota. A chef’s paradise awaits in your gourmet kitchen with quartz counters, model home kitchen vent, a spacious island, GE Profile stainless appliances, custom drawer option under the cooking surface, soft-close cabinets, and more. Benefit from the convenience of your smart home technology with the ability to control your lighting, climate, security, and entertainment systems all from your smartphone or tablet. Enhanced with many other options and upgrades including Cat6 wiring, HDMI network points, and USB/electrical outlets throughout, this home ensures connectivity and convenience. Experience high-end tile flooring, with conveniently located floor mounted outlets, as well as tray ceilings, crown molding in all bathrooms, and available custom mirrors that elevate every space. Enjoy your plantation shutters throughout and elegant chandeliers to complete the ambiance. The laundry room is equipped with a ready sink and a High-CFM (quiet) exhaust vent. A camera system is included and fully paid off for your peace of mind. Other nice features include power/automatic shades, lighting above and below the kitchen cabinets, and in the pantry. Your outdoor oasis features a beautifully landscaped yard with a large garden and water conservation system, featuring coconut, pineapple, papaya, avocado, mango, jackfruit, mulberry, banana, sugar apple, soursop, macaranga, strawberry, herbs, rosemary and more. The property also has pavers and wired lights installed all around, complemented by privacy-tinted windows, and spotlights on the home and mature trees. In your 3-car garage, you'll find epoxy flooring, a two-level EV charger is available for your Tesla and electric vehicles, and additional storage with wall-mounted shelving. Save on electric each month with available solar powering your home with an average monthly electric bill of only $60 including charging 2 Tesla vehicles, or very little without charging the vehicles. There is available surge protection equipment with the home, and ask about available furnishings when making your offers. Don’t miss the chance to experience this luxurious lifestyle! Schedule a private tour today, and see for yourself why this smart home is the perfect blend of elegance, technology, and perfect location.
Source: STELLAR #l4947765
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #l4947765
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #l4947765
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.