1775 Ohio Ave # 305, Long Beach, CA 90804
3 beds · 2 baths · 1,225 sqft
A beautifully maintained 3-bedroom, 2-bathroom condo in Long Beach offering breathtaking views and an open, airy floor plan that's perfect for modern living. Large windows throughout the living room flood the home with natural light, creating a warm and inviting atmosphere. The spacious living room features built-in entertainment shelves, perfect for showcasing your media and decor. The freshly painted spacious living and dining areas flow together, providing an ideal space for both relaxing and entertaining.The well-designed remodeled kitchen features sleek countertops, ample cabinet space, and modern appliances, making it a true centerpiece for any home chef. The side by side washer and dryer closet located in the kitchen for convenience.The generous primary bedroom providing continuous natural light with relaxing views comes with its own private bathroom, large walk-in closet along with additional closet space. The additional 2 bedrooms are perfect for guests, family, or a home office. Step outside to your private balcony and enjoy sweeping views of the city and coastline, ideal for sipping your morning coffee or watching the sunset. The condo also includes 2 assigned side by side parking and access to a well-maintained community with great shared spaces. The community offers fantastic amenities, including a sparkling pool perfect for unwinding and enjoying warm days. The pool area is complemented by a comfortable sitting area, providing a serene space to lounge, enjoy the outdoors, and socialize with neighbors. Whether you're looking to take a refreshing dip or simply enjoy the peaceful surroundings, these well-maintained amenities offer the ideal spot for leisure and relaxation. Located just minutes from the beach, with shopping, dining, and entertainment all nearby, this condo offers the perfect combination of luxury, convenience, and location. Don't miss the chance to make this incredible home yours. Schedule a showing today!
Source: CLAW #25498587
All values shown are estimated costs / mo.
Source: Public records
Source: CLAW #25498587
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.