1775 N 164th Dr, Goodyear, AZ 85395
2 beds · 2 baths · 1,673 sqft
Discover the perfect blend of comfort, convenience, and active living in this solar-owned home nestled within a sought-after golf course retirement community. TURN-KEY and situated on a RARE oversized lot, this property offers the ultimate in privacy with a fully fenced-in backyard and a unique walking path that encircles the entire yard, providing the perfect space for exercise or a peaceful stroll among the mature landscaping. East facing backyard w/ no neighbors directly behind it! Step inside to a thoughtfully designed 2-bedroom + den/office w/ double doors, 2-bathroom layout featuring an open-concept kitchen and living area. The inviting kitchen boasts stainless steel appliances, granite countertops, recessed and pendant lighting, a spacious island, and stylish crown molding. Tile flooring and plantation shutters add elegance throughout the home sliding glass doors lead to the east-facing backyard and covered patio, perfect for soaking in the Arizona sun. The primary retreat is a true oasis, featuring a walk-in jetted heated tub with aromatherapy, designed for ultimate relaxation. Outside, enjoy the paver walkway, double gate for golf cart access, and ample space for entertaining. This home has been meticulously maintained with brand-new AC units and a furnace installed in 2023 and a new water heater in 2024. Whether you're looking for a move-in-ready home with energy efficiency, modern upgrades, and a spacious lot, this home checks all the boxes. Enjoy resort-style living in a vibrant golf course community and Pickleball community with 36 courts!!! This rare opportunity won't last long! PebbleCreek offers an active, vibrant lifestyle where there's never a shortage of things to do. Whether you're enjoying live entertainment, creating art in the Creative Arts Center, or staying active with sports and fitness, there's something for everyone. Social clubs, community service groups, and lifelong learning programs bring neighbors together, fostering friendships and shared experiences. Relax in the library by the fireplace, take a dip in the resort-style pools, or explore local sights with planned excursions. With over 80 clubs and a packed events calendar, PebbleCreek is a place where every day offers new opportunities to engage, connect, and have fun.
Source: ARMLS #6835644
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: ARMLS #6835644
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.