17730 W Redwood Ln, Goodyear, AZ 85338
2 beds · 3 baths · 2,323 sqft
!! FOR RENT AS WELL !! REDUCED for a QUICK SALE!! Indulge in luxury with this exquisite 2 bed, 2.5 bath retreat in the esteemed CantaMia community at Estrella Mountain Ranch. Marvel at the RARE opportunity to assume a loan at an UNBEATABLE rate of 2.375% with full price offer. Upon entry, be captivated by a charming courtyard, hinting at the elegance within. The seamless open concept floor plan features a spacious great room, upgraded kitchen, custom shutters and an enchanting outdoor oasis for stylish entertaining or serene relaxation.Enjoy a life of leisure with low-maintenance landscaping, leaving ample time to explore the resort-style amenities of CantaMia. Dive into the Village Center's offerings, including a fitness center, indoor/outdoor pools, and rejuvenating spa Nearby, discover tennis courts, pickle-ball, bocce ball, and more for active pursuits. Outside the community, relish access to the prestigious Starpointe Residents Club and championship golf courses, ensuring endless excitement and relaxation. Freshly painted in spring 2023, this home epitomizes turnkey luxury, awaiting its fortunate new owners. Don't miss the chance to experience the pinnacle of Arizona living - schedule your showing today! Agents see listing tab for details on assumable loan.
Source: ARMLS #6707949
Interest rate and monthly payment estimated based on public records.
Source: ARMLS #6707949
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 30-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #6707949
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.