1772 Sparkling Water Cir, Ocoee, FL 34761
3 beds · 2 baths · 1,944 sqft sqft
This charming home at 1772 Sparkling Water Circle in Ocoee, Florida, offers a comfortable and convenient lifestyle in a well-established neighborhood. With 3 bedrooms and 2 baths, this property is perfect for families or anyone looking for a move-in-ready space. The home features a Pool and two Gazebos to make the outdoor pleasant experience, ensuring peace of mind and comfort from the moment you step inside. The split floor plan provides privacy and a functional layout, with the master suite separated from the other bedrooms. The open floor plan connects the living, dining, and kitchen areas, creating a spacious environment perfect for entertaining or spending time with family. The property boasts a large backyard, ideal for outdoor activities, gardening, or simply relaxing in the Florida sunshine. The 2-car garage offers ample storage and parking space. If you’re looking for a move-in-ready home in a great location, 1772 Sparkling Water Circle could be your perfect match. Located close to major highways, shopping centers, schools, theme parks, and the airport, this home offers convenience without sacrificing the peaceful feel of its established community. It’s an excellent option for those seeking both comfort and accessibility in a prime Central Florida location. Call today to schedule a showing. Request a tour as early as Tomorrow at 11:00AM Schedule Tour
Source: STELLAR #s5111078
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #s5111078
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 30-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #s5111078
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.