17712 Long Ridge Rd, Tampa, FL 33647
4 beds · 3 baths · 2,274 sqft
******** Multiple offers in hand. HIGHEST AND BEST BY 4/14/2025 AT 3 PM ********SECURITY, COMFORT, and a whole lot of FAMILY FUN await you in the beautiful, 24-HOUR MANNED, GATED community of HUNTERS GREEN in New Tampa! This stunning 4-bedroom, 2.5-bathroom residence sits on a serene CONSERVATION LOT and backs up to the scenic FLATWOODS PRESERVE. This home offers both privacy and natural beauty in a vibrant, amenity-rich neighborhood. The gorgeous CURB APPEAL with lush, mature landscaping draws you in, and the warmth of the home is reflected in the thoughtful design details including WOOD AND TILE FLOORING THROUGHOUT, elegant CROWN MOLDING, and tasteful PLANTATION SHUTTERS. The formal living and dining rooms create a perfect setting for entertaining, while the heart of the home is the light and bright kitchen that overlooks the family room and is complete with QUARTZ COUNTERTOPS, cream-colored cabinetry, and a view of the INVITING OUTDOOR SPACE. Step outside to your own private oasis—a SALTWATER POOL with a WATERFALL SPA, surrounded by a FULLY FENCED BACKYARD and peaceful CONSERVATION VIEWS. It's the ideal setting for relaxing or entertaining guests in style. The spacious master suite includes a GARDEN TUB AND A WALK-IN SHOWER, DUAL VANITIES, and a BUILT-IN CLOSET ORGANIZATION SYSTEM for ultimate functionality and comfort. Hunters Green is known for its 24-hour manned security gate, designated bike lanes, and an abundance of recreational amenities including lighted tennis, basketball, volleyball, soccer, and baseball facilities, two parks/playgrounds, a dog park, jogging trails with circuit stations, and more—making it one of Tampa’s most desirable neighborhoods. Charming homes like this one are truly unique and rare! Make your appointment to see it in person before it is gone!
Source: STELLAR #TB8371245
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #TB8371245
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.