1770 Rockland Dr SE, Atlanta, GA 30316
4 beds · 2 baths · 1,616 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Charming East Atlanta Retreat – Where City Living Meets Serenity! As you arrive at your new home, a spacious covered front porch welcomes you—a perfect spot to savor your morning coffee while listening to the sounds of nature or to curl up with a book as the sun sets. Step inside to an immaculately maintained interior, where elegant wainscoting adds a touch of timeless sophistication, setting this home apart from the rest. Gleaming hardwood floors flow throughout, enhancing the warmth and charm of the space. The chef’s kitchen is a culinary dream, featuring sleek stainless steel appliances, tiled countertops, and a gorgeous backsplash that adds both style and function. Freshly painted interior creates a bright and inviting ambiance, while the bathrooms boast modern vanities, stylish sinks, and finishes. The laundry room is nothing short of a dream—designed for convenience and efficiency. A bright and airy bonus space offers endless possibilities to suit your lifestyle. Whether you envision a peaceful sunroom, a productive home office bathed in natural light, or a serene yoga retreat to unwind after a long day, this flexible area adapts effortlessly to your needs. With its inviting ambiance and ample space, it’s the perfect spot to create, relax, or recharge. The expansive, fenced-in backyard offers privacy, security, and a peaceful escape from the hustle and bustle. With a private driveway and a detached garage, you’ll have ample parking—a rare luxury in this prime location! Nestled within walking distance of East Atlanta Village, you’ll enjoy easy access to trendy restaurants, food halls, live music venues, and vibrant nightlife. For outdoor enthusiasts, the Atlanta Beltline is just 2 miles away, perfect for scenic strolls, invigorating bike rides, or a visit to a local brewery. Just 3 miles from Grant Park, you can immerse yourself in year-round festivals or enjoy a tranquil afternoon picnic. Love golf? The historic East Lake Golf Club—home to Atlanta’s oldest golf course—is less than 5 miles away! Close to Downtown Atlanta and with I-20 just minutes away, your commute will be a breeze. A spacious lot, beautifully designed home, and a 2-car garage at this price in such a sought-after location is truly unheard of! Don’t let this unbeatable opportunity slip away! Welcome home! ***This home qualifies for an in-house program which has a location incentive on rates for conventional loans.***
Source: FMLS #7515328
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: FMLS #7515328
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.