17630 Blazing Star Cir, Clermont, FL 34714
4 beds · 2 baths · 2,034 sqft
Please check out the Virtual Tour link above !! Beautiful 3-bedroom plus flex room with closet, single story Delray Model is The Palms at Serenoa’s largest model. This gorgeous move-in ready home features an open floor plan with great room.. kitchen offers stainless steel appliances, a large quartz island, tile backsplash, and 42” cabinets. Natural light floods the spacious living area, creating an inviting ambiance throughout. The well-appointed kitchen features modern appliances and ample cabinetry, while the adjacent dining area overlooks tranquil views. The spacious primary bedroom, set in the back of the home for maximum privacy, offers an en-suite bathroom and generous closet space for a perfect sanctuary. Three additional bedrooms provide versatility for your lifestyle, complimented by a second full bathroom for convenience. Enjoy breath taking water views in your extended screened-in lanai with beautiful brick pavers, the perfect place to enjoy al fresco dinners and a scenic view. Outdoor roller shade included for additional shade..With a premier lot position this home is a great option for those who don’t want to wait for a home to be built. If you are looking for an exclusive 55+ Active community in Central Florida, The Palms at Serenoa is a perfect option. This is a gated, RESORT STYLE community with daily activities. The AMENITIES include an elegant Clubhouse with a heated, zero entry pool, part of which is a LAP POOL, fitness room, yoga room, poker room, activities room, full kitchen, bar area, movie room, covered outdoor seating, pickleball and bocce ball courts, 2 dog parks and a firepit. Property is located minutes from dining, shopping, supermarkets, pharmacy, hospital, and 25 minutes from Disney, soon to have direct access. This community is specifically designed to provide its residents with a carefree low maintenance lifestyle. Professional home lawn maintenance included in the HOA. This spacious all concrete block construction single-family home has a BRAND NEW ROOF in 2023 with a one time transferable warranty. The home is connected with smart home technology package which allows you to control your home with your smart device while near or away. High energy efficiency saves you energy.. Shark coating floor in garage...Schedule your private showing today!
Source: STELLAR #s5116249
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #s5116249
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #s5116249
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.