1762 New Hampshire Ave NE, Saint Petersburg, FL 33703
3 beds · 2 baths · 1,091 sqft
Major Price Improvement Post Helene. All remediation has been done. Call for more details. Nestled in the coveted Shore Acres community, this impeccably remodeled home stands as a testament to both timeless elegance and contemporary comfort. Boasting a flawless fusion of style and functionality, every corner of this residence exudes charm and sophistication. Step inside to discover the heart of the home—a meticulously designed kitchen adorned with solid wood shaker white cabinets, complemented by stainless steel appliances, tall crown molding, and solid stone countertops. With a layout that encourages seamless flow, entertaining guests or preparing family meals becomes an effortless delight. The home's interior is further elevated by tall, dimensional baseboards, adding a touch of refinement to every room. Modern upgrades such as newer plumbing, flooring, and bathroom cabinetry ensure both convenience and luxury, while a 2017 roof and new hot water heater offer peace of mind and efficiency. Offering three spacious bedrooms and two well-appointed bathrooms, this home provides ample space for relaxation and rejuvenation. Outside, a large paved patio beckons for outdoor gatherings, while the fenced backyard offers privacy and security—a perfect haven for children and pets alike. Completing the package is a 1-car attached garage, providing convenient parking and storage options. Whether you're seeking a cozy retreat or a space to entertain, this Shore Acres gem is primed to exceed your expectations. Experience the allure of this exquisite home firsthand—schedule a viewing today and seize the opportunity to immerse yourself in the exceptional lifestyle that Shore Acres has to offer. Don't delay, as homes of this caliber rarely stay on the market for long.
Source: STELLAR #u8244659
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #u8244659
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #u8244659
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.